The Total Money Makeover is Dave’s all-time bestselling book. It has helped millions of families get rid of debt and change their lives forever with its simple, practical seven-step plan. How does it work? By getting to the heart of your money problems: You.
Dave condenses his 20 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you'll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age.
With The Total Money Makeover, you'll be able to:
- Design a sure-fire plan for paying off ALL debt.
- Recognize the 10 most dangerous money myths.
- Secure a healthy emergency fund and save for retirement.
- Positively change your life and your family tree!
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Here's What People Are Saying
Next to my Bible, this book is the most important, life changing one I've ever read. In fact it's the ONLY one sitting on my nightstand beside my Bible. Keeping my nose in it, keeps me really motivated and focused. I'm astounded at how life changing it really is! My life will never go back to the way it was before with our family's finances. If you will let it, this book will forevermore alter you financially, and in such a good, healthy way, you won't WANT to return to your old way of handling money.
I was referred to and quickly read Total Money Makeover. The book offered some very solid ideas for eliminating debt but more importantly, it shed light on the paradigms we have where most of us fall into the belief that debt is good and needed to get the things we want in life when the reality is - cash is king. If we have the cash to pay for things who cares what a credit score is. Very good book and reminder of how to handle money properly. The trick now is implementing the ideas and developing the discipline to save.
This book was literally a "life saver" tossed to us by heaven in the midst of a RAGING storm! We were DROWNING in a sea of debt and considering bankruptcy. At first, I was skeptical. I thought it was one of those "get rich quick schemes" but I quickly discovered it was quite the opposite. We have "lived like no one else" and faced opposition from our broke friends but we are now DEBT FREE, have an emergency fund, and paid CASH for a car. Our finances, our marriage, our children have been changed FOREVER!
I was depressed. I had lost all hope. I couldnt see our future clearly anymore. I was sick and tired of living pay check to pay check on a combined income of over $140k a year. Then my sister told me about Dave and his book The Total Money Makeover. I borrowed her copy, read it in three days and my life has never been the same! I am proud to say that I have never felt so in control in my life. I can see again! In six years we will have cleared over $250k of debt and I cant wait to call the radio show and announce, we're debt free!
We recently have started The Total Money Makeover. After reading the book we found that we have made nearly every mistake with money that a person can make. We had been much too trusting and naive with our decisions and money. We now have made it into baby step #2 and are doing the best we can to be frugal and still enjoy life. It's long long road ahead, but at least now we have some insight and knowledge.
My husband watched me read the entire book. He saw me quit spending on our grown children. My weakness is I love to buy things for other people. Through the book I gained the courage to talk honestly with my husband about how he made me feel when we talked about our budget. We have been married 35 yrs, but it is never to late too change bad habits. We sat down and told each other how we truly feel toward spending and our goals for the future. We are on the right track now and we are listening to each other again.
About Dave Ramsey
Publisher: Thomas Nelson
Release Date: September 17, 2013
Genre: Personal Finance, Debt
Target Audience: People Who Want to Pay Off Debt, Build Their Savings, and Stop Living Paycheck to Paycheck
Table of Contents:
- What This Book Is Not
- Flying Turkeys and Skinny-Dipping
- Chapter 1: The Total Money Makeover Challenge
- Chapter 2: I'm Not That Out of Shape
- Chapter 3: Debt Myths: Debt Is (Not) a Tool
- Chapter 4: Money Myths: The (Non)Secrets of the Rich
- Chapter 5: Two More Hurdles: Ignorance and Keeping Up with the Joneses
- Chapter 6: Save $1,000 Fast: Walk Before You Run
- Chapter 7: The Debt Snowball: Lose Weight Fast Really
- Chapter 8: Finish the Emergency Fund: Kick Murphy Out
- Chapter 9: Maximize Retirement Investing: Be Financially Healthy for life
- Chapter 10: College Funding: Make Sure the Kids Are Fit Too
- Chapter 11: Pay Off the Home Mortgage: Be Ultra-Fit
- Chapter 12: Build Wealth Like Crazy: Become the Mr. Universe of Money
- Chapter 13: Live Like No One Else
- Meet the Winners of The Total Money Makeover Challenge
- About the Author
- Total Money Makeover Worksheets
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