The Total Money Makeover

Next to my Bible, this book is the most important, life changing one I've ever read. In fact it's the ONLY one sitting on my nightstand beside my Bible. Keeping my nose in it, keeps me really motivated and focused. I'm astounded at how life changing it really is! My life will never go back to the way it was before with our family's finances. If you will let it, this book will forevermore alter you financially, and in such a good, healthy way, you won't WANT to return to your old way of handling money. 

I was referred to and quickly read Total Money Makeover. The book offered some very solid ideas for eliminating debt but more importantly, it shed light on the paradigms we have where most of us fall into the belief that debt is good and needed to get the things we want in life when the reality is - cash is king. If we have the cash to pay for things who cares what a credit score is. Very good book and reminder of how to handle money properly. The trick now is implementing the ideas and developing the discipline to save.

This book was literally a "life saver" tossed to us by heaven in the midst of a RAGING storm! We were DROWNING in a sea of debt and considering bankruptcy. At first, I was skeptical. I thought it was one of those "get rich quick schemes" but I quickly discovered it was quite the opposite. We have "lived like no one else" and faced opposition from our broke friends but we are now DEBT FREE, have an emergency fund, and paid CASH for a car. Our finances, our marriage, our children have been changed FOREVER!

I was depressed. I had lost all hope. I couldnt see our future clearly anymore. I was sick and tired of living pay check to pay check on a combined income of over $140k a year. Then my sister told me about Dave and his book The Total Money Makeover. I borrowed her copy, read it in three days and my life has never been the same! I am proud to say that I have never felt so in control in my life. I can see again! In six years we will have cleared over $250k of debt and I cant wait to call the radio show and announce, we're debt free!

We recently have started The Total Money Makeover. After reading the book we found that we have made nearly every mistake with money that a person can make. We had been much too trusting and naive with our decisions and money. We now have made it into baby step #2 and are doing the best we can to be frugal and still enjoy life.  It's long long road ahead, but at least now we have some insight and knowledge.

My husband watched me read the entire book. He saw me quit spending on our grown children. My weakness is I love to buy things for other people. Through the book I gained the courage to talk honestly with my husband about how he made me feel when we talked about our budget. We have been married 35 yrs, but it is never to late too change bad habits. We sat down and told each other how we truly feel toward spending and our goals for the future. We are on the right track now and we are listening to each other again.