Middle schoolers across the country are learning the truth about debt, how to make a budget that works, and how investing early will help them build wealth. Our online course Foundations in Personal Finance: Middle School Edition for Self-Study will keep your students engaged with videos featuring #1 bestselling authors Dave Ramsey, Rachel Cruze and Anthony ONeal.
With auto-graded assessments, engaging video content and—best of all—no need for an instructor, this self-paced online course can easily fit into even the busiest of schedules. Dave and his team of experts will do all the teaching, and you can have peace of mind about your child’s financial future.
As a precursor to Foundations in Personal Finance: High School Edition, this online curriculum offers timely and relevant personal finance lessons for your middle school students.
How It Works:
Once you purchase the curriculum, you’ll receive a link and a unique online class code. Follow the instructions on the email to register. You’ll have access to the online course for one year beginning when you first redeem the class code.
Frequently Asked Questions:
If I have multiple children can they all use the same copy of the curriculum?
- The Self-Study edition of the curriculum is intended for one student as the assessments included in the course can only be completed once.
Do I need to purchase a workbook for this course?
- This course is designed to be a standalone digital course and includes journal questions that can help prompt student engagement but there is no printable or physical workbook. The Middle School for Homeschool Student Workbook can be used as a supplement but it does not 100% align with this course and the videos in the self-study course aren't synced with the note taking blanks in the workbook, so the experience wouldn't be great.
- Fully digital content—all you need is a computer or tablet and internet access
- Stand-alone chapters that can be used in any order
Customer Ratings and Reviews
Secular Content: Yes
Number of Assessments: 27
Number of Chapters: 6
Certificate of Achievement: Yes
Hours of Video: 3.5
Approximate Time Needed to Complete the Course: 20-30 hours
Applicable for School Credit: Each state is different; Please check with your child's umbrella school for any questions related to credit.
- Chapter 1: Saving & Budgeting
- Introduces personal finance concepts; explores what it means to be smart with money; emphasizes three reasons to save money; compares simple interest and compound interest; explains the purpose of a budget; identifies the difference between debit and credit cards; explores how to talk about money and money goals; and highlights the importance and benefits of giving and serving others.
- Chapter 2: Credit & Debt
- Identifies terms associated with debt; evaluates the financial impact of debt on a household budget; examines the elements of a credit report and credit score; highlights the importance of avoiding debt; identifies ways to stay out of debt; explores the cost of a college education and the long-term cost of student loan debt; and explains ways to pay for college without going into debt.
- Chapter 3: Education, Careers, & Entrepreneurship
- Examines the importance of exploring career options that line up with personal skills and interests; introduces career options and highlights their varying, post-secondary education requirements; explains the impact education can have on income; examines various types of income and taxes; identifies elements of employer benefits; introduces the topic of entrepreneurship; and explores the risks and benefits associated with starting your own business
- Chapter 4: Investing, Insurance, & Identity Theft
- Explains the difference between saving and investing; introduces investing as a way to build wealth; highlights the impact of compound interest and introduces the time-value of money; explores different types of investments; identifies different types of insurance; examines the impact of and problems associated with identity theft; and examines ways to protect yourself from identity theft.
- Chapter 5: Global Economics
- Explains the differences between various economic systems; examines the movement of goods and services; explores supply and demand; explains the chain of production and gross domestic product; highlights the differences between developed and developing countries; explores global economics and trade matters; and examines the impact of scarcity and rationing.
- Chapter 6: Marketing & Consumerism
- Introduces consumerism and spending habits; explores the impact of marketing, product placement, and peer pressure on consumer behavior; explains the concept of economic incentives; compares contentment and discontentment in regard to consumerism; explores various consumer protection agencies and laws; and identifies ways to be a wise consumer.
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Do I need to purchase a workbook for this course?
I have multiple children. Can they all use the same copy of the curriculum?
Are there assessments?
How long do I have to activate my course?
Shipping & Delivery
Online Access Code
When you purchase a voucher item, you'll receive an email after completing your order. In this email you'll be provided both a link and a unique online access code. To access your product, click on the link and enter your unique voucher code when prompted.