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Pair up and pay off your debt together using the Deluxe Envelope System for Two!
The Deluxe Envelope System has all the tools you need to start winning with money! This is Dave Ramsey's proven, easy-to-use cash management system. Try this simple way to manage your household income and expenses, and avoid spending more than you earn!
Look at all the Deluxe Envelope System offers:
- Memo Pad (Comes in Super Handy at the Grocery Store!)
- 8 Cash Management Envelopes
- Debit Card Slots
- Coin, Coupon, and Receipt Pouches
You can win with the Deluxe Envelope System! Remember these tips:
- Budget. Your budget is your key to win! Budget each paycheck down to the last dime. (Consider our free EveryDollar app!)
- Cash in. Fill each category envelope (food, gas, clothing, entertainment, etc.) with the money allotted in your budget for the month.
- When it's gone, it's gone. Once you've spent all the money in a given envelope, you're done spending for that category.
- Don’t give in. Spend with cash when possible, and you'll be less likely to overspend or buy on impulse.
- Give it time. It will take a month or two to get the hang of it. Get ready to dump debt and build your family’s future!
Here's What People Are Saying
I have found the deluxe envelope system to be extremely helpful. I can categorize cash easily. Using cash has been quite an adjustment for me, but I am committed to getting my spending under control. I carry one week's cash for fast food and groceries in my purse - when that money has been spent, I make myself wait until the next week to begin using that week's cash allowance.
I absolutely love this product. I always struggled with where to put my debit card, license, and rewards cards in the basic envelope system and this offers a place for those and more! People are so impressed by this system and how organized it makes me. It also has a wonderful little notepad that I use all of the time to make notes to myself on my budget and what I need to remember. Overall, the most useful wallet I have ever seen or used!
I always tracked where our money went via our debit card - all our purchases were made on the debit card, not a credit card. BUT, I never realized just how much we were spending until I started to force myself to use CASH! Dave is right (isn't he almost always?!)...Stop using even a debit card for most purchases and organize yourself into the cash system. You WILL save money :)
I didn't realize what a difference the Deluxe Envelope System would make. I always thought doing my home version was just as good. This has made all the difference having it all with me wherever I go and the ability to write it all down!!
I love the Deluxe Envelope System. I have carried my old system since 1996 and had just about worn it completely out! The new Deluxe Envelope System has improved so much over the old one. Everywhere I go people ask me what I've got when I start thumbing through my envelopes and pull cash out of one that has a title on it. This opens up a great opportunity for me to explain the system and how it changed my life.
Primary Color: Black
Material: Synthetic Leather
Includes: Memo Pad, Pen, Cash-Management Envelopes, Debit Card Slots, Coin/Coupon & Receipt Pouch
Target Audience: People Trying to Manage and Organize Their Money
Dimensions: 5 x 1.3 x 7.3 inches
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Shipping & Delivery
All physical products will be processed and ready to ship within two business days (often even faster). The total delivery time depends on the service you select and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest.