photo of Rachel Cruze

Who is Rachel Cruze?

I love helping people get out of debt, take control of their money, build wealth, and actually have fun in the process! I can’t wait to cheer you on as you start winning with money and creating a life you love.

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Who is Rachel Cruze?

I love helping people get out of debt, take control of their money, build wealth, and actually have fun in the process! I can’t wait to cheer you on as you start winning with money and creating a life you love.

YouTube Instagram TikTok Facebook Twitter

Who is Rachel Cruze?

I love helping people get out of debt, take control of their money, build wealth, and actually have fun in the process! I can’t wait to cheer you on as you start winning with money and creating a life you love.

Who is Rachel Cruze?

I love helping people get out of debt, take control of their money, build wealth, and actually have fun in the process! I can’t wait to cheer you on as you start winning with money and creating a life you love.

Who is Rachel Cruze?

I love helping people get out of debt, take control of their money, build wealth, and actually have fun in the process! I can’t wait to cheer you on as you start winning with money and creating a life you love.

Assorted Media Logos
Assorted Media Logos

Let me tell you my story.

Childhood photo of the Ramsey family, showing Rachel as a girl

Growing up as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my Dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

When I was 16, I started speaking at high schools and small events to encourage young people like me that they could set and achieve their financial goals without relying on debt.

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Assorted photos of Rachel's college days

Now, as a Ramsey Personality and certified financial coach, I travel all over the country speaking and sharing practical guidance on how to get out of debt. I’m super passionate about exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can use to take control of their money.

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting the Smart Money Happy Hour podcast with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day, my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Assorted photos of Rachel with fans, and hosting The Ramsey Show

Let me tell you my story.

Childhood photo of the Ramsey family, showing Rachel as a girl

Growing up as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my Dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

When I was 16, I started speaking at high schools and small events to encourage young people like me that they could set and achieve their financial goals without relying on debt.

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Assorted photos of Rachel's college days

Now, as a Ramsey Personality and certified financial coach, I travel all over the country speaking and sharing practical guidance on how to get out of debt. I’m super passionate about exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can use to take control of their money.

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting the Smart Money Happy Hour podcast with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day, my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Assorted photos of Rachel with fans, and hosting The Ramsey Show

Let me tell you my story.

Growing up as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my Dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

Childhood photo of the Ramsey family, showing Rachel as a girl

When I was 16, I started speaking at high schools and small events to encourage young people like me that they could set and achieve their financial goals without relying on debt.

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Assorted photos of Rachel's college days
Assorted photos of Rachel with fans, and hosting The Ramsey Show

Now, as a Ramsey Personality and certified financial coach, I travel all over the country speaking and sharing practical guidance on how to get out of debt. I’m super passionate about exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can use to take control of their money.

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting the Smart Money Happy Hour podcast with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day, my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Let me tell you my story.

Growing up as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my Dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

Childhood photo of the Ramsey family, showing Rachel as a girl

When I was 16, I started speaking at high schools and small events to encourage young people like me that they could set and achieve their financial goals without relying on debt.

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Assorted photos of Rachel's college days
Assorted photos of Rachel with fans, and hosting The Ramsey Show

Now, as a Ramsey Personality and certified financial coach, I travel all over the country speaking and sharing practical guidance on how to get out of debt. I’m super passionate about exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can use to take control of their money.

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting the Smart Money Happy Hour podcast with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day, my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Check Out My Shows

Check Out My Shows

I want to help you take control of your money and create a life you love. Watch The Rachel Cruze Show to learn practical tips on how to save more money, get out of debt quickly, and make progress toward your goals.

• 30 Million Views
• 2.6 Million Hours Watched
• 500K Downloads Per Month

I want to help you take control of your money and create a life you love. Watch The Rachel Cruze Show to learn practical tips on how to save more money, get out of debt quickly, and make progress toward your goals.

• 30 Million Views
• 2.6 Million Hours Watched
• 500K Downloads Per Month

I want to help you take control of your money and create a life you love. Watch The Rachel Cruze Show to learn practical tips on how to save more money, get out of debt quickly, and make progress toward your goals.

• 30 Million Views
• 2.6 Million Hours Watched
• 500K Downloads Per Month

I want to help you take control of your money and create a life you love. Watch The Rachel Cruze Show to learn practical tips on how to save more money, get out of debt quickly, and make progress toward your goals.

• 30 Million Views
• 2.6 Million Hours Watched
• 500K Downloads Per Month

Photo strip of Rachel and George, hosting Smart Money Happy Hour

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with George Kamel about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!

• #1 Debut on Apple Business
• Over 1 Million Downloads

Photo strip of Rachel and George, hosting Smart Money Happy Hour

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with George Kamel about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!​​​​​​​

• #1 Debut on Apple Business
• Over 1 Million Downloads

Photo strip of Rachel and George, hosting Smart Money Happy Hour

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with George Kamel about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!​​​​​​​

• #1 Debut on Apple Business
• Over 1 Million Downloads

Photo strip of Rachel and George, hosting Smart Money Happy Hour

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with George Kamel about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!​​​​​​​

• #1 Debut on Apple Business
• Over 1 Million Downloads

Photo strip of Rachel and George, hosting Smart Money Happy Hour

Mix two money experts with some hot takes and a splash of nostalgia and you get me talking with George Kamel about pop culture, what's going on in the world, and how to afford a life you love. That’s Smart Money Happy Hour!​​​​​​​

• #1 Debut on Apple Business
• Over 1 Million Downloads

A Few of My Articles

Money topics can be confusing, but my goal is 
to make them fun and easy to understand.

A kitchen table holds an array of Polaroid snapshots taken on several fun date nights.
Budgeting

45 Cheap Date Ideas You’ll Actually Want to Go On

Don’t let inflation knock date nights off the calendar! Here are 45 cheap and fun date night ideas you’ll actually want to go on.

Rachel Cruze Rachel Cruze
15 ways to budget better
Budgeting

15 Practical Budgeting Tips

Budgets: Can't hit your goals (or fight inflation) without them. But man, it can be hard to get things just right. You know what you need? This list filled with 15 of our favorite budgeting tips.

Rachel Cruze Rachel Cruze

A Few of My Articles

Money topics can be confusing, but my goal is 
to make them fun and easy to understand.

15 ways to budget better
Budgeting

15 Practical Budgeting Tips

Budgets: Can't hit your goals (or fight inflation) without them. But man, it can be hard to get things just right. You know what you need? This list filled with 15 of our favorite budgeting tips.

Rachel Cruze Rachel Cruze

Free Resources

Here are free tools to help you win.

14 Day Money Finder

Wake up to a practical new money tip each day.
Every morning you’ll receive an email with a small task to complete for that day. I’ll give you quick, practical tips that you can start doing right away to find extra money each month.

Free Resources

Here are free tools to help you win.

14 Day Money Finder

Wake up to a practical new money tip each day.
Every morning you’ll receive an email with a small task to complete for that day. I’ll give you quick, practical tips that you can start doing right away to find extra money each month.

Free Resources

Here are free tools to help you win.

14 Day Money Finder logo

Wake up to a practical new money tip each day.
Every morning you’ll receive an email with a small task to complete for that day. I’ll give you quick, practical tips that you can start doing right away to find extra money each month.

Free Resources

Here are free tools to help you win.

14 Day Money Finder logo

Wake up to a practical new money tip each day.
Every morning you’ll receive an email with a small task to complete for that day. I’ll give you quick, practical tips that you can start doing right away to find extra money each month.

Let's Connect!

@rachelcruze

Let's Connect!

@rachelcruze

Let's Connect!

@rachelcruze

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