How does SmartVestor work?
Complete the form to see up to five SmartVestor Pros.We’ll send your contact information to our vetted investing professionals.
Your SmartVestor Pros will contact you within 24 hours.We’ll give you their information too so you can contact or research them.
Interview your SmartVestor Pros and choose who you like best.We’ll email you our interview guide to help you decide.
Find Your SmartVestor Pros
It's fast, easy and free.
Cue the praise music and hallelujah hands. You’ll pay nothing to connect with an investing professional.
Our investing professionals have been carefully vetted.
Not just anyone can be a SmartVestor Pro. To join, our Pros must pass a vetting process and follow our code of conduct.
SmartVestor Pros have a client-first mentality.
They treat you like a teammate, not a transaction. When you’re ready, SmartVestor Pros will commit to educating and empowering you.
SmartVestor is a free service that connects you with investing professionals in your area.
Nothing, zilch, nada. SmartVestor connects you for free.
Our SmartVestor Pros will contact you within 24 hours to introduce themselves and help set up an appointment for you to interview them. Then, you can simply select the Pro you want to work with.
To make it easy, we’ll send you a list of questions you can ask during your first interview. In general, you’ll ask them about their investing philosophy, how they get paid, and how often they communicate with their clients. Above all, if something doesn’t feel right, keep looking.
A SmartVestor Pro will help you decide which mutual funds are right for you, show you how to make the most of your investments, and help you create a plan to reach your retirement goals. And when the going gets rough—think stock market swings—they’ll be the voice of reason that calms your nerves.
We recommend you start investing after you’re out of debt and after you’ve saved 3–6 months of expenses in an emergency fund.
All of our Smartvestor Pros are investing professionals, but not all are financial advisors (many are). The difference? An investing professional focuses solely on helping you invest, whereas a financial advisor helps you with all types of financial planning, not just investing.
SmartVestor™ is an advertising service for investing professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions (RS). When you provide your contact information through the SmartVestor site, RS will introduce you to up to five investing professionals (“Pros”) that are in your geographic area. It is up to you to interview the Pros and decide whether you want to hire them. If you decide to hire a Pro, you will enter in an agreement directly with that Pro to provide you with investment advisory services. The Pros sign a Code of Conduct under which they agree to certain general investment principles, such as eliminating debt and investing for the longer-term, that are consistent with Dave's philosophy, but RS does not monitor or control the investment advisory services the Pros provide.
The Pros have entered into an arrangement with RS under which they pay RS a flat monthly fee to advertise their services in the SmartVestor Program and receive contact information for prospective investment advisory clients. The fees paid by the SmartVestor Pros to RS are paid irrespective of whether you become a client of a Pro that advertises through SmartVestor, and are not passed along to you. However, the presence of these arrangements may affect a Pro’s willingness to negotiate below its standard investment advisory fees, and therefore may affect the overall fees paid by clients introduced by RS through SmartVestor. Please ask your Pro for more information about their fees.
RS is not affiliated with any Pros and neither RS nor any of its representatives are authorized to provide investment advice on behalf of a Pro or to act for or bind a Pro. No investment advisory agreement with a Pro will become effective until accepted by such Pro.
Neither Ramsey Solutions nor its affiliates are engaged in providing investment advice. Ramsey Solutions does not receive, control, access or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of any SmartVestor Pro and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. The contact links provided connect to third-party sites. Ramsey Solutions and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party websites.