Turnkey, flexible, and packed with teacher resources!
Videos are delivered in multiple formats
Available in softcover print edition
Digital Teacher's Edition
Learning Activities, Case Studies, Lesson Plans, and more
- Flexible, turnkey personal finance curriculum
- Stand-alone chapters that can be used in any order
- 144-page student text available in print or digital format
- Digital Teacher's Edition that includes additional learning activities, parent resources, and more
- Variety of activities including math activities, one-minute reflections, journal questions, and word problems
- Variety of delivery options with a focus on flexibility
- Three syllabus options for six-week, nine-week, or eighteen-week terms
- Three and a half hours of video instruction given by the Foundations team of experts
- Aligned with the National Standards for Financial Literacy
- Pre-and post-tests for the course as a whole, as well as summative assessments
- Case studies provided to engage students in practical application of financial principles
Foundations in Personal Finance: Middle School Edition is presented in six distinct chapters, featuring a total of twenty-two lessons. Each lesson is supported by video content taught by Rachel Cruze, Anthony ONeal, and Dave Ramsey. These experts, along with host Ken Coleman, weave together humor and real-life stories to educate and reinforce sound principles for managing money.
Chapter 1: Saving & Budgeting
Introduces personal finance concepts; explores what it means to be smart with money; emphasizes three reasons to save money; compares simple interest and compound interest; explains the purpose of a budget; identifies the difference between debit and credit cards; explores how to talk about money and money goals; and highlights the importance and benefits of giving and serving others.
Chapter 2: Credit & Debt
Identifies terms associated with debt; evaluates the financial impact of debt on a household budget; examines the elements of a credit report and credit score; highlights the importance of avoiding debt; identifies ways to stay out of debt; explores the cost of a college education and the long-term cost of student loan debt; and explains ways to pay for college without going into debt.
Chapter 3: Education, Careers, & Entrepreneurship
Examines the importance of exploring career options that line up with personal skills and interests; introduces career options and highlights their varying, post-secondary education requirements; explains the impact education can have on income; examines various types of income and taxes; identifies elements of employer benefits; introduces the topic of entrepreneurship; and explores the risks and benefits associated with starting your own business.
Chapter 4: Investing, Insurance, & Identity Theft
Explains the difference between saving and investing; introduces investing as a way to build wealth; highlights the impact of compound interest and introduces the time-value of money; explores different types of investments; identifies different types of insurance; examines the impact of and problems associated with identity theft; and examines ways to protect yourself from identity theft.
Chapter 5: Global Economics
Explains the differences between various economic systems; examines the movement of goods and services; explores supply and demand; explains the chain of production and gross domestic product; highlights the differences between developed and developing countries; explores global economics and trade matters; and examines the impact of scarcity and rationing.
Chapter 6: Marketing & Consumerism
Introduces consumerism and spending habits; explores the impact of marketing, product placement, and peer pressure on consumer behavior; explains the concept of economic incentives; compares contentment and discontentment in regard to consumerism; explores various consumer protection agencies and laws; and identifies ways to be a wise consumer.