VideosVideos are delivered in multiple formats.
Student MaterialAvailable in student text or eText format. View a list of chapter summaries
Teacher's GuideA brand new 272-page print and 600-page digital teaching guide.
- Comprehensive, flexible, turn-key personal finance curriculum
- Teaching delivered via video by Dave Ramsey and his team of experts
- Student text
- 600-page digital teacher's guide
- 272-page print teacher's guide
- Meets standards and benchmarks in all 50 states
- Meets all Jump$tart national standards
- Blended learning site with calculators, tools and resources
- New 504-question TestGen® computerized test bank
- 4 new chapters: Introduction of Personal Finance, Life After High School, Careers and Taxes, and Giving
- 100+ classroom activities focused on providing 21st century personal finance knowledge and skills in a student-centered, competency-based approach to learning
- Full online option with Learning Management System integration
- eText alternative for tablets and desktop
Unit 1: Saving and Budgeting
Chapter 1. Introduction to Personal FinanceIntroduces the topic of personal finance, explores the evolution of the American credit industry, and highlights the importance of both knowledge and behavior when it comes to managing money.
Chapter 2. SavingEmphasizes the importance of saving and explains the three reasons to save: emergencies, large purchases, and wealth building.
Chapter 3. BudgetingExplores the purpose and process of writing a budget and the basics of banking, including balancing and reconciling a checking account.
Unit 2: Credit and Debt
Chapter 4. DebtIdentifies the devastating costs of using debt as a financial tool, debunks credit myths, explains the elements of a credit score, identifies organizations that maintain consumer credit records, and summarizes major consumer credit laws.
Chapter 5. Life after High SchoolExplores 21st Century post-secondary education and career options, highlights the importance of avoiding debt as a young adult, and explains how to cash flow a college education.
Chapter 6. Consumer AwarenessIdentifies factors that influence consumer behavior and the effect of inflation on buying power.
Unit 3: Financial Planning and Insurance
Chapter 7. Bargain ShoppingHighlights the importance of bargain shopping as part of a healthy financial plan and identifies important negotiation strategies.
Chapter 8. Investing and RetirementEstablishes basic investing guidelines, describes and compares various types of investments, and identifies elements of employer benefits and retirement plans.
Chapter 9. InsuranceIdentifies the purpose of financial risk management as well as the appropriate and most cost-effective risk management strategies.
Unit 4: Income, Taxes, and Giving
Chapter 10. Money and RelationshipsIdentifies the differences among people's values and attitudes as they relate to money and highlights communication strategies for discussing financial issues.
Chapter 11. Careers and TaxesExamines the importance of pursuing a career in line with your strengths, the elements of effective goal setting, the best practices of successful people, and types of income and taxes.
Chapter 12. GivingHighlights the importance of giving of your time, talents, and money in order to serve others and leave a lasting legacy.
Speak with an Advisor
Call Us Today
Our Curriculum Advisors are passionate about serving teachers and schools with questions and needs related to the Foundations curriculum.
No time to call?