Foundations in Personal Finance College Edition
More than three million students empowered to make sound financial decisions for life.

College graduates are entering the workplace with no clue how money works. Business schools across the country are realizing that while economic theory and finance courses are important, a lack of financial literacy is hurting both students and universities.

The Foundations in Personal Finance curriculum contains 12 chapters covering basics such as budgeting and saving as well as more advanced topics like real estate and wealth building. All 12 chapters emphasize behavior change, not just personal finance concepts.

Curriculum Overview

Comprehensive, flexible, and packed with instructor resources!


Videos are delivered in multiple formats.

Student Material

Available in textbook or eText format.

Additional Resources

Activities, discussion questions, test bank, case studies, and more.

Ideal for use in Student Affairs settings, a 5-chapter version of Foundations in Personal Finance is also available. Learn More.

Curriculum Features

Foundations in Personal Finance is an engaging comprehensive curriculum with flexible instructor resources. It's available as a traditional textbook with online video access or the students can access the material exclusively online. Instructors will love the variety of resources, including activities, case studies, test banks, and video segments that feature Dave Ramsey and other experts that can be used right out of the box or customized to integrate with other instructor resources.

  • Comprehensive, flexible, turn-key personal finance curriculum
  • Video library features field experts covering topics ranging from investments to insurance and marketing to budgeting.
  • Each chapter averages 60+ minutes of video material divided into 10-20 minute segments.
  •, our blended-learning site, includes budgeting tools, investment and mortgage calculators, and Ask Dave Q&A podcasts.
  • Student text includes financial forms, case studies, activities, group discussion questions and excerpts from Dave Ramsey’s New York Times best-seller The Total Money Makeover.
  • Instructor resources include sample lesson plans, sample syllabi, answer keys, chapter assessments, test banks, activities, case studies and discussion questions.

Chapter Summaries

Unit 1: Mastering the Basics

Chapter 1: Savings

Explains the three reasons to save money: emergencies, large purchases, and wealth building. Evaluates emergencies that can happen during college and how to prepare for them.

Chapter 2: Budgets

Provides instruction on designing and applying a zero-based budget based on students' income and expenses. Analyzes ways to earn money while attending college.

Chapter 3: Debt

Describes the critical reasons for avoiding debt and illustrates how to reduce debt by applying the debt snowball.

Chapter 4: College Student Essentials

Identifies possible majors and careers based on personality types and demonstrates how to apply for financial aid. Provides instruction on calculating tax withdrawals and completing tax forms.

Chapter 5: Family, Friends and Philanthropy

Evaluates different personality traits in relation to money management. Encourages healthy communication about money with parent, roommates and others. Discusses giving time and money to help others in need.

Unit 2: Developing Your Skills

Unit 3: Considering the Future

To see how other institutions across the country are implementing Foundations in their Academic Affairs groups, First Year Experience programs, and through Financial Aid offices, see the Foundations Case Studies

Speak with an Advisor

Our team of curriculum advisors works with hundreds of campuses nationwide. For an individual complementary consultation, connect with a curriculum advisor today.


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