I've been bad with money my entire life. I am 38 and living paycheck to paycheck. I had enough one day of having bill collectors calling me, seeing my credit score go up and down, it felt out of control. I started hearing about Dave Ramsey and through research found Financial Peace University [Ramsey+]. I started the trial and I was instantly hooked. Dave and his team speak from experience and provide plenty of motivation to start fresh and eradicate debt from anyone's life.

I wasn't sure if we should spend money on [Ramsey+] or not. It seemed sort of an oxymoron, spend money to save money. The results speak for themselves. So far, we have saved our $1,000 emergency fund and now we are working hard on the debt snowball. You have to want it so bad you refuse to keep living in your mess another day. Get on this program and change your life. Be prepared for positive change, because things are about to get a whole lot better!

Since starting with Ramsey+ we were able to nail down our budget and realized how much money we were wasting on unnecessary purchases. We found that we had an extra $1,200 a month to put toward our [debt] snowball. Now we will be out of debt even faster than we originally thought. It feels great. It is awesome having the tools available to take our financial future to the next level. Ramsey+ is giving us the knowledge we need and helping us hold ourselves accountable. 

I was blown away by the value and amount of content available to users. Going through the Financial Peace [Ramsey+] course itself, the lessons I've learned are going to have a ripple effect in other areas of my life. It's not just about head knowledge but also the "why." It's not just helping my financial health, but my mental, physical, and spiritual health. These tools have inspired me to take control of my future, be focused, be intentional, and shape my destiny. I feel so much more confident with money.