Common Mortgage Loan Questions
Am I ready to buy a house?
Imagine this: you’ve paid off all your consumer debt, you’ve got an emergency fund of 3–6 months of expenses, and you’ve saved for Dave’s recommended down payment. That’s how you know you’re ready to buy a house!
How much house can I afford?
Dave recommends that you get a mortgage payment that’s no more than 25% of your take-home pay. With a mortgage you can afford, you’ll have less stress and more room in your budget as you work the Baby Steps.
If you need help figuring out how much house you can afford, use our mortgage calculator.
What type of mortgage loan should I get?
A shorter term, fixed-rate mortgage will save you thousands in interest, but there are other factors to consider. It’s not just about your interest rate. And certain types of loans can save you a lot of money. Getting a mortgage can seem complicated. An expert can help you through the process
Why Churchill Mortgage?
Proven Track Record
Churchill Mortgage has helped thousands of Ramsey listeners with achieving homeownership.
Heart of a Teacher
Churchill’s Loan Specialists show you the true cost—and savings—of each loan option. They coach you to make the best decision based on your budget and goals.
Office Locations Nationwide
Churchill Mortgage has a large network of experts with offices nationwide, including San Diego, Phoenix, Dallas, and Washington D.C.
Connect With a Mortgage Expert
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