I’m going to be a millionaire one day!
Someday I’m going to live in that house.
One day I’m going to travel the world!
Monthly credit card payments are killing me!
I’ll never get rid of my student loans.
I’m worried I won’t have enough for retirement.
Let Dave’s Story Give You Hope
Dave worked hard and became very successful.
He discovered God’s and grandma's ways of handling money.
Dave has helped millions of people get out of debt and control their money.
Debt caused Dave to lose everything.
Using God’s principles, he began helping others.
Our focus on behavior change has led us to a different view of personal finance. We realize most folks know what to do with money but not how to do it.
Dave’s Proven Plan
Millions have followed Dave’s Baby Steps out of debt and into a life of saving and giving. You can too!
The 7 Baby Steps
1 Save $1,000 to start an emergency fund
2 Pay off all debt but your home
3 Save 3 to 6 months of expenses
4 Invest 15% of your income into retirement
5 Save for your kids’ college education
6 Pay off your home mortgage early
7 Build wealth and give generously
See Dave’s Plan In Action
“I started reading the books, and they really helped us feel like we were on the right path and gave me the foundation and tools to keep moving.” Aaron and Jo
Great Ways to Start
Getting Started Email Series
Sign up for the seven-part email series for a walk-through of how to get started on the plan.
The Dave Ramsey Show
Dave’s on the air daily all across America. Watch or listen online to learn and get inspired from Dave himself.
You CAN Take Control of Your Money
Almost 5 million people have learned how to beat debt, save money, and invest in their future with Financial Peace University. It's a plan that works—and now it's your turn!Learn More