Find Out Where You Need to Start
Ready to take control of your money? It won’t happen overnight, but you can do it! Most people have no clue where to start. But we’ll give you everything you need to get started—for free.
We’ll get to know you, your money habits, and the financial goals that matter to you most.
We’ll give you a free, customized financial plan, along with free tools and resources.
We’ll follow up with more tools and resources to help keep you motivated.
Take the Class. Read the Book. Start Your Budget.
Whether you’re starting at square one or you’re in great shape financially and ready to focus on investing and retirement, we’ve got something for you.
Try Financial Peace for FreeWe’re offering Financial Peace University free for 14 days! Watch all nine lessons, budget with EveryDollar Plus, and track your progress with the new BabySteps app.
The Total Money MakeoverDave Ramsey’s all-time bestselling book shows you how to walk the 7 Baby Steps and offers inspiring stories from many who’ve been right where you are.
EveryDollarThis is the world’s best budgeting tool, and it’s completely free. Give every dollar a job to do and track your spending.
Our Most Popular Articles and Videos
Life-change is 80% behavior and 20% head knowledge. We’ve got articles, videos and more to help you learn how to get better with your money.
Who is Dave Ramsey?
Dave Ramsey started Ramsey Solutions in 1992 to share what he’d learned after fighting back from bankruptcy. Dave is now known as America’s trusted voice on money and business. He’s a national radio personality with 16 million weekly listeners and seven bestselling books. Millions of people have ditched debt forever and turned their lives around by following his proven plan—the Baby Steps.