Baby Step 1 and Budgeting

Watch the first 25 minutes of Dave teaching Financial Peace University live onstage. In the first lesson, Dave covers how to start Baby Step 1 and how to create a zero-based budget.

What do I get with the class?

You'll go through all nine lessons with a coordinator and others in your area. Or you can stream online from anywhere, anytime.

Dave has been there before.
He gets it.

Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.

Join the 5 Million People Who Have Taken Control of Their Money

I love this program. Everything about it. Wish I knew about this 16 years ago when I joined the Marines. Everything I thought I knew about money, legacy, and budgeting were wrong. Glad I decided to finally see what everyone was saying about “Dave Ramsey”. The Every dollar app is on point too. Overall this is a great program. I would like to see more information geared towards military as we live a bit differently than normal civilian life such as the TSP, PCS/PCA, deployments, SGLI, and SDP. The military tries to teach us coming up but it’s a measles check mark in the box for them. After learning the Baby step program, I try to teach my guys as much as I can learn from FPU and his daily videos.

Casey — Camp Pendleton, CA

The class was very informative, relative and incredibly helpful. Our instructor, Dan, brought experience, knowledge and wisdom to the class. He had great ideas and embodied everything we hear Dave say in his radio programs. I appreciated being able to hear the situation that other folks are in and how they are handling it. I think we all were able to help each other. I think we may even keep in touch with some of them. We thank you from the bottom of our hearts for putting this program out there!

Marsha — Pittsburgh, PA

Loved the class. Hubby didn't want to come, but decided to come after I turn into a "screaming emotional woman". I had always been the budget nerd, but after lesson 3, he became the budget nerd! Before the class, we where about to build our retirement home costing over $600,000. Now he agrees with me and we are building a retirement Log cabin costing $150,000 and paying cash for material and any labor we can not do. Now we are on track to actually retire and just work part time.

Frances — Spokane, WA

I took this class with sincere interest in learning more about finances and hoping to walk away being better with money. As a single, 25 year old finishing up college, I want to build a good foundation for my life as my adulthood is just at the start! I anticipated gaining knowledge and wisdom from this class, but I didn’t know I would become so inspired and motivated from it the way I was and still am! This was such a great framework of information and the community aspect of the class was awesome too. I am beyond grateful for this class and Dave Ramsey. It came at such a good time and I’ve made so much progress in things I didn’t even know needed progress! This will impact the rest of my life. Now that’s something good.

Becca — Providence, RI

Financial Peace University

You can do this.
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You shouldn't feel overwhelmed and powerless over your money. You can be in control of your money and your future.