9 Lessons That Teach You How To Win With Money
Save for Emergencies
Pay Off Debt
Everything You Need to
Take Control of Your Money
With Our Budgeting Tool
Connect your budget straight to your bank, sync across multiple devices, and enjoy anytime, anywhere access.
Watch entertaining videos, get your questions answered with financial coaching assistance, and stay on track with digital tools.
- Budget, save and pay off debt.
- Get on the same page with your spouse.
- Identify which types of insurance you need.
- Plan and save for major expenses.
- Invest for your future, give generously, and more.
Take With a Group Nearby or Online at Home
Learn at your own pace by watching videos online and keep your progress moving forward with support from online community and financial coaches. Or join a group that meets near you and stay motivated by learning week by week with people just like you.
Did you know...?
Even though there are no groups currently near your location, you'll have access to Financial Peace University for an entire year! Start working the plan today and join a group when one becomes available.
- You learn the same principles in the Online experience of Financial Peace University as you do with a group.
- After checkout, you can start watching the lessons and using the tools and resources right away.
Dave has been there before. He gets it.
Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.
Join the 5 Million People Who Have Taken Control of Their Money
I'm really loving my new kit already! I immediately switched my wallet over to the Designer Envelope System. I love using it! I love all the tools and have been using the budgeting spreadsheet since before I became a member. The only two gripes I have are with the wallet I have: The card slots are way too tight and I could barely get my license in there. I have other membership cards (CostCo, Starbucks, etc) that I put in there, but it's really hard to get them out. Also, there are a few envelopes, and then a plastic pouch and then a few extra places to write on in case you run out of space on the envelopes. It's great, but you can't move them. You'd have to take apart the whole thing, reorder them and then carefully put it back together. It'd be great to have an easier way to reorganize the wallet.Teka Santa Cruz, CA
Purchasing the online program has been life changing for not only my husband and I, but all of our kids. We were credit card crazy and now we have none. It makes us think about the importance of purchases and if they are needed.Carol0327 Omaha, NE
FPU is the best investment my husband and I have made in ourselves this year! I grew up with a mother who worked in the financial industry so I knew how money worked, however, I had no clue how to set a proper budget. I always had bills paid, however never had any extra. Now, my husband and I are fully equipped to have a strong financial future! This program works, you just have to work the program!! So thankful for FPU, and Dave Ramsey!Coley Jefferson City, MO
The best thing about this program is being urged to take Baby Steps. I am the type of person who wants this done yesterday...but I didn't get to this position overnight and it is going to take me time to get out of this hole I've dug. The class is showing me how to get out and stay out of the Debt Hole with Baby Steps. Thanks for breaking this monster down into tiny parts so we can overcome it!BabySteps2010 Everett, WA
It is humbling for me to write a review for Financial Peace University and the Dave Ramsey team. My wife and I started following Dave's plan in May of 2009, barely a year after we first married. Using the baby steps, living on a written budget, and using the envelope system completely changed our marriage and changed our financial lives. In Financial Peace University, Dave lays out his plan and direction for your individual financial plan. His 7 baby steps REALLY WORK! My wife and I have been so very blessed to walk through this journey spiritually together and it has been amazing what we have accomplished. I've read and studied all of the major guru's in the personal finance world including Robert Kiyosaki, David Bach, Ramit Sethi, Suze Orman, and Donald Trump. While these authors and speakers all added value for us, there was something missing in their message. When we were exposed to Dave Ramsey's message of working together in our marriage, adding spirituality to our finances, and learning to be cheerful givers, our lives completely changed. We sit here today as 2 people ages 31 and 26 completely debt free with a paid off house, substantial retirement savings, a fully funded emergency fund and plenty of free cash flow that allow us to Live and Give like no one else. We had an awesome experience travelling to Nashville to do our Debt Free Scream on air in Martha's Place on the Dave Ramsey Show in front of 4 million listeners last Christmas. Dave Ramsey, his team, his message, and especially Financial Peace University carry my highest recommendations whether you have a Doctorate in Business, or a degree from the school of hard knocks. His message will totally change the way you look at money. Thank you Dave, thank you to your team, and thank you for your message of HOPE. We have completely changed our Family Tree! Joe & Haley R Little Rock, ARJoeAndHaley Little Rock, AR
This past year has been the hardest and if it weren't for Dave Ramsey, I would be insane, depressed and unmotivated. Everything Dave Ramsey does has had a positive influence in my life!argfusion99 Phoenix, AZ
Absolutely wonderful. My husband and I did FPU online and can't believe the changes we have made. We thought how hard it would be to change our spending habits, but once you watch Dave and see some of the statistics it's not hard at all. It is so helpful and inspiring to hear Dave speak and to read words of inspiration from someone that has been there. Go for it you will be glad you did.debtfreefamily2012 Colorado Springs, CO
I got caught up in the credit card rewards life. Yes, I have lots of airline miles, but through Dave's teaching I now live in the world of no credit card debt. Cash or debit card is my new way! It makes sticking to my budget a whole lot easier, and I know longer have questions, as to where the money is going. Thanks Dave!!!Hercules San Antonio, Texas
I debated over a week to order the at home kit. I am so glad I finally bought it. I wanted the at home kit because I wanted to go at it at my own pace. We have 3 children so it would also be easier to fit it into our schedule. Plus, I thought it would be easier to get my hubby on board. WOW! I LOVE this kit!! The DVD's are so great. Not only are they informative, but Dave is so funny too! He is so entertaining at the way he teaches. It is not boring to watch at all! We are only on week 2 but it has definitly made an impact already on how we are looking at money. We always had some kind of budget, but now I know that we should budget EVERYTHING. It makes so much sense. The CDs are great for the car I love to review the lesson and listen it to them on the way to work. If you don't think you will ever be able to attend an FPU class live then don't hesitate to buy this kit. It is well worth the money. Thank you Dave for all you do!kaybeebo Boston, MA
Dave Ramsey's FPU is my last hope in getting out of debt. I've taken some really bad financial advice over the past few years and it's only made my debt situation worse. I love everything about Dave's books and his plan. My mama and I attended our first FPU class last week and are looking forward to finally being debt-free soon. Thank you, Dave!!txgrl25 Dallas, TX