9 Lessons That Teach You How To Win With Money
Save for Emergencies
Pay Off Debt
Everything You Need to
Take Control of Your Money
With Our Budgeting Tool
Connect your budget straight to your bank, sync across multiple devices, and enjoy anytime, anywhere access.
Watch entertaining videos, get your questions answered with financial coaching assistance, and stay on track with digital tools.
- Budget, save and pay off debt.
- Get on the same page with your spouse.
- Identify which types of insurance you need.
- Plan and save for major expenses.
- Invest for your future, give generously, and more.
Take With a Group Nearby or Online at Home
Learn at your own pace by watching videos online and keep your progress moving forward with support from online community and financial coaches. Or join a group that meets near you and stay motivated by learning week by week with people just like you.
Did you know...?
Even though there are no groups currently near your location, you'll have access to Financial Peace University for an entire year! Start working the plan today and join a group when one becomes available.
- You learn the same principles in the Online experience of Financial Peace University as you do with a group.
- After checkout, you can start watching the lessons and using the tools and resources right away.
Dave has been there before. He gets it.
Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.
Join the 5 Million People Who Have Taken Control of Their Money
My son requested this for his birthday. He and his family are going through the class and give great reviews. I pray it will be able to help him to gain financial security.ConnieGG Lexington
"Love, Love, Love our FPU home study. If someone truly follows the program as Dave lays it out it will be nothing short of life changing. Practical advice delivered in an entertaining and easily understood format. Dave May The Lord richly bless you."Looking2bdebtFREE Lawton, OK
The program is very educational and life changing. It has changed the way I see money and spend it.Amynewbie Queens , NY
Single mom, widowed with 2 kids, 11 and 15. Only debt is $16,000 in student loans. Home is paid for and college loans are my only debt. Started on Jan. 3 2010 and by end of Jan, paid down loan to 13,600 and by end of February, I will pay down an additional $2,000. My debt snowball will have me paid off by no later than July 2010. These loans would have taken me until Sept. 2019, had I paid the minimum payment. I should be debt-free by late summer of this year, having paid $16,000 off in about 8 months. My income totals $4,500 per month. What I love about the envelope system is that I have scrutinized my spending and whittled away excess waste. I did the plastectomy on my few credit cards and it felt awesome. I finally feel like I have a clear cut plan for my future and my childrens. I was doing everything backwards, funding the IRA and kids college instead of snowballing the debt. I started college mutual funds for my girls when they were just weeks old...and I've funded the IRA. I was just doing everything scatterbrained and without a concrete plan. I love FPU Revisited as well as Total Money Makeover. The quality of the FPU home kit is outstanding. This is the most valuable investment I have ever purchased. Now, I can't wait to whittle away at unnecessary spending, go crazy with yard sales and soon, be completely debt free. What a great lesson to get my girls involved in the whole budget process. Thank you and God Bless!!!Jozee Mogadore, OH
I purchased this even though we are already on baby steps 4, 5 and 6. I need the extra motivation to keep going and planning for the future and am really glad I purchased this. I hope to also use the knowledge to help others.ddart Price, UT
I am an advisor and have gone through about 1/2 of the program in just 4 weeks. I find the information is presented in a concise and easy to understand format. Very useful with real life examples. I encourage my adult children to go through the program and find it pays for itself very quickly. I wish all of my clients had gone through this program years ago as they would then have a lot more money for us to help them manage!TimAdvisor New Hampshire
I signed up for a FPU Class online and ordered the kit online at the same time. I found out when I received the confirmation e-mail for the class that the kit was being sold at a lower price for class attendees at the class. I contacted customer service and was told they would not offer an adjustment. for the difference I would have to return the unopened kit and purchase the kit from the class instructor. If you are going to attend a class, don't buy online without checking with the instructor to compare prices.TheTruth Atlanta, GA
Our grown children recommended we do this thing called Financial Peace University. They had completed the course with their future spouses as a condition they had set prior to marriage. So my spouse and I are doing this. Taking this course has done a number of things. Dave says spouses will fight about the budget. Well, we haven't. Yet. This course has created almost a laser focus on our budget that we never have had. We now know where every penny goes because we tell it to go there versus it slipping through our fingers. I gave the sample disc to my office mate at work. She's 40-ish and single. She watched it last weekend and came to work fired up. Thanks, Dave.rosie1 Frydek, TX
My wife and I started the Christian based FPU course a little over 4 weeks ago. We made the decision to at least try to apply the techniques that Dave lays out in his book and course. I have read the book from cover to cover and I’m even contemplating reading it again. Since beginning the course, we have found that we have more money to pay off those wicked credit cards than what we ever dreamed. Thus far, we have paid off almost $6,000 of our $37,000 debt. FPU’s online applications say we should be able to be debt free in roughly 2 ½ years. As long as we stick to this genius of a plan, we will achieve our goal to be DEBT FREE! This program REALLY works, but you have to be willing to change. Awesome book and course, Dave! Thank you for opening our eyes! What I am writing is true – please email me at firstname.lastname@example.org if you have any questions.sims8115 Brule, WI
Due to work schedule of my wife and I and the amount of time I travel going to a class was not an option. However, I wanted to go through the program with Dave. I listen to Dave on the radio daily and I like his approach and the no BS way he presents the material. My purchase of this home study course has given me what I wanted, well almost, I can not ask a question and get an immediate response. But then you have access to the website and can ask your questions. We are going through the course at our pace and can see how it has started changing our financial life.Donwraysx4 Martinsville, IN