9 Lessons That Teach You How To Win With Money
Save for Emergencies
Pay Off Debt
Everything You Need to
Take Control of Your Money
With Our Budgeting Tool
Connect your budget straight to your bank, sync across multiple devices, and enjoy anytime, anywhere access.
Watch entertaining videos, get your questions answered with financial coaching assistance, and stay on track with digital tools.
- Budget, save and pay off debt.
- Get on the same page with your spouse.
- Identify which types of insurance you need.
- Plan and save for major expenses.
- Invest for your future, give generously, and more.
Take With a Group Nearby or Online at Home
Learn at your own pace by watching videos online and keep your progress moving forward with support from online community and financial coaches. Or join a group that meets near you and stay motivated by learning week by week with people just like you.
Did you know...?
Even though there are no groups currently near your location, you'll have access to Financial Peace University for an entire year! Start working the plan today and join a group when one becomes available.
- You learn the same principles in the Online experience of Financial Peace University as you do with a group.
- After checkout, you can start watching the lessons and using the tools and resources right away.
Dave has been there before. He gets it.
Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.
Join the 5 Million People Who Have Taken Control of Their Money
Life Changing! Highly Recommended. If you are looking to get out of debt and into wealth this is the only way to do it!MattRoth Cincinnati, OH
We bought this package for my 20-y-o niece, who lives in Mississippi after she asked for advice on budgeting & couponing. I offered to pay for her to go through FPU to her if she was ever interested and heard back from her within 24 hours that she would LOVE to take it! She's been doing so great keeping up with the lessons and sends me updates every week. I'm so proud of her to be starting out the right way - no debt from college and already living on a budget! My DH & I are 8-time FPU coordinators here in Tulsa, have been debt-free except the house for 2 years now, and are excited to share it with our extended family! Thanks, Dave!sassykatg Tulsa, OK
These teachings are the most essential and effective life lessons ever!rellatsni Pleasanton, CA
As busy, working parents, my husband and I could not see a way we could be at peace while spending even more time away from our two small children each week for 13 weeks. The Home Study option gave us the opportunity to get a financial education while our little ones were sleeping just upstairs. It's great that the Kit includes two formats - DVD and CD. We listen to the CDs as we do our weekly chores around the house. We watch the DVDs for 45 min each Sunday evening. We haven't made much progress through the Baby Steps yet but how we think about money as a couple has been completely transformed. I'm the nerd and, in the past, I put together a budget each year and gave it to my free spirit husband have a look. He glanced at it and said "whatever you say honey"". Each month I would track our expenses by category and tell my free spirit about our progress and he would say ""whatever you say honey"". But now we both look at the budget and we both track our expenses. We don't make more money but we make more of our money each month. We'll be through Baby Step 1 within 1 month and solidly on our way through Baby Step 2 by the end of the summer. The Home Study Kit is the best of the both worlds - Financial Peace University and no extra time away from our kids. Not only would we recommend the program but we believe so firmly in the message that we plan to begin saving to purchase Financial Peace Home Study Kits to give as gifts to others interested in enriching their lives financially and spiritually."NittanyLionsFan Fallston, MD
No matter what you think you know about finances, if you watch this series I guarantee you'll learn something.Normaltraffic Lagrange, KY
Back in 2006, my net worth is -$500K, with house underwater coupled with housing market in a mess, home payment is 75% of my take home pay. I was too broke and struggling with our expenses as I'm the only one working and my wife staying home taking care of our 2 kids. I prayed to God for wisdom and guidance and later heard about Financial Peace University from our local church. We wanted to attend but couldn't afford the $100 sign up fee for the class. A family in the church sponsored 5 families and we were one of the blessed ones to avail and attend it. We attended the whole class, followed the baby steps, budgeting, worked double jobs and paid off all debts. Fast forward 10 years to now, our net worth is $1M with 2 properties (1 is rental and self paying w/ income), no debt except house (we're in California) 5-6 months emergency fund in place and working on the final steps of our financial steps. Still not there but slowly but surely we'll get there still in late our 30s. With the principles learned from Dave Ramsey it has given us peace, knowledge and stability with our finances. I've read other finance books they're ok but Dave Ramsey's FPU is hands down the best out there and covers everything you need to know to get your finances in a row. If ever our current church would do this program, we would gladly sponsor 5 families who need to learn about FPU.rexb Hayward, CA
It's hard when you start and it can cause you to panic a little but knowing that the end result is worth it keeps you going even if it is the hardest thing you've had to do.THyatt Milwaukee,WI
The best thing about this program is being urged to take Baby Steps. I am the type of person who wants this done yesterday...but I didn't get to this position overnight and it is going to take me time to get out of this hole I've dug. The class is showing me how to get out and stay out of the Debt Hole with Baby Steps. Thanks for breaking this monster down into tiny parts so we can overcome it!BabySteps2010 Everett, WA
I got caught up in the credit card rewards life. Yes, I have lots of airline miles, but through Dave's teaching I now live in the world of no credit card debt. Cash or debit card is my new way! It makes sticking to my budget a whole lot easier, and I know longer have questions, as to where the money is going. Thanks Dave!!!Hercules San Antonio, Texas
My husband has always made a nice salary, but we never saved money. I started my own business a few years ago and I came to the realization of money. Some of my clients started sharing how Dave Ramsey had help. I bought the program and made my son's participate. For the first time the family is now more money conscious. We have a budget and I am looking forward to saving and paying for a vacation cash next year and for the retirement and beyond. ThanksLisaGG1 Houston, TX