The Proven Personal Finance Plan
Join the nearly 6 million people who've used Financial Peace University to pay off debt, save and invest for the future.
Learn how to manage your money with Financial Peace University.
What is Financial Peace University?
- Pay off Debt
- Save Money
- Give Generously
New Debt-Free Bundle
You can pay off your student loans and help your kids avoid them too! Get Financial Peace University and the new book Debt-Free Degree. Get more than $40 in FREE bonus items!Buy Today
Here’s How You’ll Learn to Manage Your Money
The following lessons will help you win with money:
- 01Starter Emergency Fund + Budgeting
- 02Pay Off All Debt
- 03Save a Fully Funded Emergency Fund
- 04Invest for the Future and Build Wealth
- 05Buyer Beware
- 06The Role of Insurance
- 07Retirement Planning
- 08Real Estate and Mortgages
- 09Outrageous Generosity
- Additional CourseTeach your kids to make wise financial decisions (6 lessons)
- Additional CourseTruly live and leave a legacy for generations to come (6 lessons)
More than 160 pages that teach you how to take control of your money.
One-year Financial Peace Membership
It’s the one-stop resource center that helps you apply all the knowledge the plan teaches you.
Our Members enjoy these exclusive benefits
EveryDollar Plus—the world’s best budgeting app
Ask a coach feature for your tough questions
Exclusive livestreams to watch from home
Accountability, encouragement, and celebration in our online community
Did you know...?
Even though there are no groups currently near your location, you'll have access to Financial Peace University for an entire year! Start working the plan today and join a group when one becomes available.
- You learn the same principles in the Online experience of Financial Peace University as you do with a group.
- After checkout, you can start watching the lessons and using the tools and resources right away.
Dave has been there before. He gets it.
Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.
Join the 5 Million People Who Have Taken Control of Their Money
I wish my husband and I did this within the first year of our marriage or even before we got married. It would have prevented some bad financial decisions that we made.Michelle Skoikie, IL
Loved the class. Hubby didn't want to come, but decided to come after I turn into a "screaming emotional woman". I had always been the budget nerd, but after lesson 3, he became the budget nerd! Before the class, we where about to build our retirement home costing over $600,000. Now he agrees with me and we are building a retirement Log cabin costing $150,000 and paying cash for material and any labor we can not do. Now we are on track to actually retire and just work part time.Frances Spokane, WA
I love this program. Everything about it. Wish I knew about this 16 years ago when I joined the Marines. Everything I thought I knew about money, legacy, and budgeting were wrong. Glad I decided to finally see what everyone was saying about “Dave Ramsey”. The Every dollar app is on point too. Overall this is a great program. I would like to see more information geared towards military as we live a bit differently than normal civilian life such as the TSP, PCS/PCA, deployments, SGLI, and SDP. The military tries to teach us coming up but it’s a measles check mark in the box for them. After learning the Baby step program, I try to teach my guys as much as I can learn from FPU and his daily videos.Casey Camp Pendleton, CA
The class was very informative, relative and incredibly helpful. Our instructor, Dan, brought experience, knowledge and wisdom to the class. He had great ideas and embodied everything we hear Dave say in his radio programs. I appreciated being able to hear the situation that other folks are in and how they are handling it. I think we all were able to help each other. I think we may even keep in touch with some of them. We thank you from the bottom of our hearts for putting this program out there!Marsha Pittsburgh, PA
I took this class with sincere interest in learning more about finances and hoping to walk away being better with money. As a single, 25 year old finishing up college, I want to build a good foundation for my life as my adulthood is just at the start! I anticipated gaining knowledge and wisdom from this class, but I didn’t know I would become so inspired and motivated from it the way I was and still am! This was such a great framework of information and the community aspect of the class was awesome too. I am beyond grateful for this class and Dave Ramsey. It came at such a good time and I’ve made so much progress in things I didn’t even know needed progress! This will impact the rest of my life. Now that’s something good.Becca Providence, RI