This is the 3rd FPU I have bought as a wedding gift. I am greatfull for Dave's teachings. The lucky couples have ALL been very impressed with the knowledge and are working though the baby steps. Thank you, Wink

Dave Ramsey is entertaining whle he shows you, step by step, how to gwt out of debt, why you want to be out of debt and how good things will happen to you when you get out from under the debt monster. It is nothing short of wonderful!!

Back in 2006, my net worth is -$500K, with house underwater coupled with housing market in a mess, home payment is 75% of my take home pay. I was too broke and struggling with our expenses as I'm the only one working and my wife staying home taking care of our 2 kids. I prayed to God for wisdom and guidance and later heard about Financial Peace University from our local church. We wanted to attend but couldn't afford the $100 sign up fee for the class. A family in the church sponsored 5 families and we were one of the blessed ones to avail and attend it. We attended the whole class, followed the baby steps, budgeting, worked double jobs and paid off all debts. Fast forward 10 years to now, our net worth is $1M with 2 properties (1 is rental and self paying w/ income), no debt except house (we're in California) 5-6 months emergency fund in place and working on the final steps of our financial steps. Still not there but slowly but surely we'll get there still in late our 30s. With the principles learned from Dave Ramsey it has given us peace, knowledge and stability with our finances. I've read other finance books they're ok but Dave Ramsey's FPU is hands down the best out there and covers everything you need to know to get your finances in a row. If ever our current church would do this program, we would gladly sponsor 5 families who need to learn about FPU.

Helpful and Easy to follow and apply to real life!

The best thing about this program is being urged to take Baby Steps. I am the type of person who wants this done yesterday...but I didn't get to this position overnight and it is going to take me time to get out of this hole I've dug. The class is showing me how to get out and stay out of the Debt Hole with Baby Steps. Thanks for breaking this monster down into tiny parts so we can overcome it!

We are only in our 3rd week and we are half way through baby step one. It had given us hope for the future and peace. We are so excited for the rest of this journey.

"Even though my husband and I have just started, it's taken a while to get him here. Now that we are here we are both so excited to be on our way to PEACE - financially, and spiritually together. Thank you so much Mr. Ramsey for listening to God's call on your heart to help so many. <<>><"

While the Home Study was not my first choice for FPU, not being able to attend class this was a perfect fit. I am able to view the DVD's at my convenience. So far, the program is very informative and entertaining. I enjoy the practical and down to earth approach of this program, especially the careful injection of biblical reference. I feel, ultimately, that this program will help me to change my financial life and to influence those around me in a positive way.

These teachings are the most essential and effective life lessons ever!

I have learned so much through Dave Ramsey. He is realistic, puts things in plain simple English and makes it very easy to follow. I would tell anyone with financial troubles to hop on board with Dave, or if you just want to save more money.