this was the greatest and best value i have ever spent. it changed my life. i went from 70k in debt down to under 5k in a few short years. this plan will work if you follow it! no exceptions. be committed to it you and your spouse or if your single it works just as well. take my word on faith and buy this! and attend the class. it gives strength to take as a class. it helps to see others working at it too. have faith in God and faith in Dave!

This is an amazing product. Thank you so much for putting developing. And putting out such a great product.

I have learned so much through Dave Ramsey. He is realistic, puts things in plain simple English and makes it very easy to follow. I would tell anyone with financial troubles to hop on board with Dave, or if you just want to save more money.

My husband and I are in health care and work erratic hours. It's never the same days of the week making attending a FPU a difficulty. We are enjoying going through this as we have time. We will definitely pass along to others or our church.

"Even though my husband and I have just started, it's taken a while to get him here. Now that we are here we are both so excited to be on our way to PEACE - financially, and spiritually together. Thank you so much Mr. Ramsey for listening to God's call on your heart to help so many. <<>><"

Luckily, my wife and I had saved well in our 401 k's for retirement but, learning how to build an emergency fund and make the correct Insurance decisions too was just a great help in changing our families way of thinking about money. I bought extra sets to give as gifts to family members. I think there are so many useful tools in the cd's and videos that everyone can change their family tree for generations!

The lessons learned so far (I'm about halfway) are lifelong lessons that should be taught to EVERY teenager. This should be a requirement to graduate high school in this country as part of Economics. The only problems I have are with the technology. I'm not sure why you can only watch a lesson 3 times. The course lasts 16 weeks, and I should be able to watch them as many times as I need to during that span. I would also like to see a Full Screen option for the videos. I watch these on my TV hooked up to my laptop and have to cheat to make it watchable by changing the resolution on the TV. The seek features are also cumbersome, at best. Fast forward and rewind are finicky and don't work well. But I really enjoy the content and am willing to put up with some technical issues to watch the lessons.

I purchased this even though we are already on baby steps 4, 5 and 6. I need the extra motivation to keep going and planning for the future and am really glad I purchased this. I hope to also use the knowledge to help others.

This is the 3rd FPU I have bought as a wedding gift. I am greatfull for Dave's teachings. The lucky couples have ALL been very impressed with the knowledge and are working though the baby steps. Thank you, Wink

This class blows my mind. I am not quite halfway through, but have already learned A WHOLE LOT ! I really like the convenience of taking the class when it fits into my schedule - and being able to watch when I am alert and focused.