It's not education - though it is. It's not studying - though it is. It's really opportunity. I've got three (count 'em - three!) college degrees and through all that study no one ever taught me how to handle money. I'm in my 50's and just learning this! I needed this DECADES ago. Don't miss this opportunity! It doesn't cost - it PAYS!

My wife and I decided we needed to take control of our spending, and we had several friends and family members that were raving about Dave Ramsey's FPU. We decided to take the plunge. There were no local classes that we could squeeze into our busy schedules, so we opted for the online class with the option to attend in person later. So far, we could not be happier! The quality of the streaming media in excellent, and we have viewed a few of the segments several times for better understanding. I am quite happy at this point that there were no local classes because we a delighted with the online Combo class option. My only regrets at this point is that we did not do this 15 years ago when we were first married. DO IT NOW!

We are only in our 3rd week and we are half way through baby step one. It had given us hope for the future and peace. We are so excited for the rest of this journey.

I was a little skeptical before taking this class about some of the principles taught, especially about student loans and credit score. Me and my wife are still in lesson 3 and baby step 2 and my attitude is slowly changing towards debt (all debt). Praying to God for perseverance, strength and courage to implement the plan.

Tried to present it to pastor for church he had a problem with the wealth building part which got into a slight disagreement.

This purchase was a dynamic one for me. I have gained so much knowledge from it. It has taught me so much about managing my finances, about getting control of the money. It brought to the forefront graphically just how much we waste each month when we had no map to follow.

I have implimented all of of Dave ramseys ideas and will be debt free including house in 36 months, I have shared the strategies with my kids and set up a meeting with our financial planner to engage early savings. I am glad that Dave Ramsey and the group engages a love for the Savior and as a small boy I have always been a strong believer in his saving grace and have resolved to share his love forever. True happiness is measured by how we love our family (foremost the Savior). and to be happy!! As a family we are grateful for the financial guidance to help our family.

My husband, myself and 3 of our children (ages 14, 17, 25) went thru the course last fall. We were so impressed with the material that we purchased the home series to do with our 22 year old who was away at school and couldn't attend previously. We have only started with the 22 year old but I have high hopes it will do wonders for him as it did for us. Like Dave, we were swinging high on the real estate bubble with leveraging everything after we made a few million. We had hoped to make many more millions but the bubble burst and we quickly went thru our 2 years of living expenses in savings (which seemed very reasonable at the time....but we didn't realize the big bucks would come to a screeching halt for years!). Our monthly bills totalled about $25,000.00. Unfortunately, we did have to file bankruptcy but still our monthly debt was around $12,000.00. Since going thru Dave's class our monthy bills are now down to $6,000.00! Still higher than we would like but we are keepin' on keepin' to lower that even further. Thank you Dave for giving the financial lessons we all should have been taught in childhood!

This past year has been the hardest and if it weren't for Dave Ramsey, I would be insane, depressed and unmotivated. Everything Dave Ramsey does has had a positive influence in my life!

It has been said before, I know, but Financial Peace University has changed our lives! Starting the program has obviously not increased our income, but it has helped us do things with the money we make that we never thought possible. I would NEVER have believed we could eliminate almost $4000 worth of debt in 5 weeks! For once in our lives, we look forward to payday not because we NEED the money, but because we are excited to see what we will be able to do with it for the next 2 weeks!