We were already out of debt except for our house because of previous life lessons, Larry Burkett and church teachings, but this program is helping us take our financial health to a whole new level. We are learning that we can pay our house off quicker than we thought when we eliminate sneaky credit card fees and overspending, and have a plan for total financial freedom, retirement and leaving an inheritance for our children! Thank you Dave Ramsey and Financial Peace!

Absolute life changer which I had been seeking for years!

Life Changing! Highly Recommended. If you are looking to get out of debt and into wealth this is the only way to do it!

My husband and i took this course 8 years ago, and my sister is now getting married. We purchased the course and are enjoying retaking it with them! Great to be reminded and refreshed and watch them learn for the first time! I see hope and excitement! We are glad to "pay-it-forward" - someone shared it with us, we are sharing with them.

Single mom, widowed with 2 kids, 11 and 15. Only debt is $16,000 in student loans. Home is paid for and college loans are my only debt. Started on Jan. 3 2010 and by end of Jan, paid down loan to 13,600 and by end of February, I will pay down an additional $2,000. My debt snowball will have me paid off by no later than July 2010. These loans would have taken me until Sept. 2019, had I paid the minimum payment. I should be debt-free by late summer of this year, having paid $16,000 off in about 8 months. My income totals $4,500 per month. What I love about the envelope system is that I have scrutinized my spending and whittled away excess waste. I did the plastectomy on my few credit cards and it felt awesome. I finally feel like I have a clear cut plan for my future and my childrens. I was doing everything backwards, funding the IRA and kids college instead of snowballing the debt. I started college mutual funds for my girls when they were just weeks old...and I've funded the IRA. I was just doing everything scatterbrained and without a concrete plan. I love FPU Revisited as well as Total Money Makeover. The quality of the FPU home kit is outstanding. This is the most valuable investment I have ever purchased. Now, I can't wait to whittle away at unnecessary spending, go crazy with yard sales and soon, be completely debt free. What a great lesson to get my girls involved in the whole budget process. Thank you and God Bless!!!

I have learned so much through Dave Ramsey. He is realistic, puts things in plain simple English and makes it very easy to follow. I would tell anyone with financial troubles to hop on board with Dave, or if you just want to save more money.

Dave Ramsey's Financial Peace University is amazing. My wife and I have changed the way we spend money. We are $75k in debt excluding our house and plan on repaying all of it back within 3 years (we have already paid off 1 credit card in only a few months). Dave's class changed our lives forever, Tomas

Bought for use by employees whom want to act thier wage. So far it has been very well recieved.

High quality product and great price...working on the life changing part :)

FPU Online course was the solution for my wife and I attending the course. With 5 kids, a busy job and schedules going in every direction, this was the best way to learn at our own pace. The material is affordable, easy to use and comes in several formats so you can read, work online, or listen on the commute. We love it and being able to have a lifetime membership is the ace in the hole!