Real financial wellness is about behavior change.
Money Problems Infographic
- 70% of Americans live paycheck to paycheck
- 24% of Americans' paychecks go to consumer debt
- 43% of student loan borrowers aren't making payments
- 47% of Americans can't cover a $400 emergency
- 52% of Americans have less than $10,000 saved for retirement
SmartDollar makes change happen.
SmartDollar is the only holistic financial wellness program that leads to lasting behavior change. We don’t just treat the symptoms—SmartDollar gets to the root of why people aren’t financially healthy and on track for retirement. Over the past 25 years, we’ve helped millions of people change the way they handle money.Connect With Our Team
With SmartDollar, your employees will learn to…
Get on a budget
Build emergency savings
Pay off debt
Buy a home and pay for college
Protect their assets
Invest for the future
Step-by-Step, Proven PlanFollowing our seven Baby Steps leads to small, quick wins, building momentum and changing behaviors for a lifetime.
World-Class ContentFinancial experts Dave Ramsey, Chris Hogan and Rachel Cruze bring personal finance to life with entertaining and motivating video content.
Easy-to-Use ToolsEmployees can give every dollar a name, create easy budgeting categories, and track their expenses with our best-in-class budget app, EveryDollar.
Turnkey ImplementationOur extensive promotional materials, marketing tools and customized communication plans will help you reach your employees with ease, no matter your industry or company size.
Comprehensive ReportingMeasuring success is easy with aggregate behavior-change reporting and individual engagement points that can be used for incentive programs or integrated with existing wellness programs.
Dedicated SupportYour dedicated relationship manager will work with you every step of the way to ensure you and your team get the most out of SmartDollar. We will help you launch and promote the program, and we’ll help you monitor progress to be sure it is a success.
Pricing OptionsWe serve companies of all sizes and would love to talk to you about pricing options. Also, SmartDollar is a qualified retirement plan expense. Many customers pay the cost of the program out of ERISA budgets.
Are you a retirement or benefits provider? Learn how true financial wellness can impact your clients. Connect with our team.
New to Dave? Start Here!Sign Me Up (It's Free!)
New to Dave? Start Here!
Our NEW 7-day guided email journey and weekly newsletter will show you how to get started, beat debt, save for the future, and take control of your money.
Sign up for our 7-Day Jump Start and weekly newsletter.
Bye Bye Money Stress!Sign Up (It's FREE)
Bye Bye Money Stress!
Get the world's best budget app, EveryDollar and start taking control of your money. Create your first budget in 10 minutes!
Take control of your money this year with the world's best budgeting app.Sign Up (It's FREE)
A confirmation email is on its way to !Next: Start Your Year Off Right!