Learn how to manage your money with
Financial Peace University.
New Debt-Free Bundle
You can pay off your student loans and help your kids avoid them too! Get Financial Peace University and the new book Debt-Free Degree. Get more than $40 in FREE bonus items!
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- EveryDollar Plus—the world’s best budgeting app
- Ask a coach feature for your tough questions
- Exclusive livestreams to watch from home
- Accountability, encouragement, and celebration in our online community
Does Financial Peace University Actually Work?
Have taken Financial Peace University and said goodbye to money stress
Average amount of debt per household pay off within first 90 days of taking the class
Average amount of money saved per household within first 90 days of taking the class
Congratulations! You’ve made the decision to get out of debt. So now what? Some people never get beyond this point because they don’t know where to start.
The Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale. It works every single time!
The debt snowball method is a debt reduction strategy where you pay off debt in order of smallest to largest, gaining momentum as you knock out each balance.
Budgeting will help you achieve the goals you’re working toward—whether that’s getting out of debt or just trying to keep your grocery bill from getting out of hand.
Save Money Without Losing Coverage
Our Endorsed Local Providers (ELP) program is a nationwide service that helps you find local experts you can trust. The certified professionals we recommend are in excellent standing in their industry and provide top-notch customer service.
Dave has been there before. He gets it.
Dave Ramsey created Financial Peace University nearly 25 years ago after learning how to pay off debt, save and spend wisely, and build wealth. Today, millions have used the same principles to transform their lives.
Join the 5 Million People Who Have Taken Control of Their Money
"This will be a moment in our life that I will be able to point to and say, 'That was a turning point.' My wife and I have made more positive moves with money in the past 9 weeks than we did in the previous 15 years.”
Kevin from Wisconsin
"My wife and I have paid almost $90,000 in 36 months. That’s an average of $2,500 per month. I often think about what we will be able to accomplish with that money once it’s no longer going into someone else’s account."
Brent from Pennsylvania
"The amount spent for this course is the best investment we’ve ever made so far… we have clarity regarding our financial goals."
Beulah from California