# What if I gave up…

The following amounts are added to your additional payment depending on which item you choose to give up:

• Coffee: If the average cup of coffee costs \$4.25 and we assume you buy coffee all 30 days in a month, then you would have \$128 extra a month to put toward your mortgage.
• Restaurants: If the average meal for two costs \$50 and we assume you dine out 4 times in one month, then you would have \$200 extra a month to put toward your mortgage.
• Pizza: If the average pizza costs \$12 and we assume you have pizza 4 times in one month, then you would have \$48 extra a month to put toward your mortgage.
• Soda: If the average 20 oz. drink costs \$1.25 and we assume you purchase a soda all 30 days in a month, then you would have \$38 extra a month to put toward your mortgage.
• Lunch: If the average meal costs \$8 and we assume you buy lunch all 30 days in a month, then you would have \$240 extra a month to put toward your mortgage.

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\$0 /month

## Pay Extra On Your Mortgage

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\$

With extra payments, you will have 0 total payments.

You would make

\$0

\$0 \$0
Payoff Time Interest Paid
Accelerated Payoff Accelerated Interest Paid
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Payoff Time Interest Paid
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# How much house can I afford?

Your mortgage payment should be no more than \$0, and your total mortgage amount should be no more than \$0

At an interest rate of 4% on a 15-year fixed mortgage, you can afford a:

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