How to Get Car Insurance
It shouldn’t be that difficult to get good car insurance, right? Honestly, it should only take a few steps.
First, have a five-minute chat with an agent.Don’t bother shopping for quotes or calling car insurance companies. Just talk to an agent. It’s way easier.
Next, figure out how much insurance you need.This part is super important. From the deductible to your coverage, you and your agent will decide exactly how much you need.
Then, get car insurance.Yeah, it’s that easy. Your agent will shop hundreds of car insurance companies and find the best policy for you.
Wait. Why Should I Work With an Agent?
In a culture of do-it-yourself and the internet, does it really make sense to hire an insurance agent? Oh, yeah, it does. Here’s why:
You get the best policy.
And you keep the best policy. An agent makes sure you have the right coverage at the best price year after year.
You get a lot of time back.
You have better things to do than poke around the internet for car insurance. Focus on your family or hobbies while your agent finds you the best deal.
You get relief in accidents.
Car accidents are super devastating. If you have one, you’ll feel reassured when your agent says, “Don’t worry. We can handle this.”
Some agents only care about their budget. Ours care about yours.
We call our insurance agents Endorsed Local Providers because they’ve earned the respect of America’s leading voices in personal finance including Dave Ramsey, Chris Hogan and Rachel Cruze. ELPs follow Dave’s plan to beat debt and build wealth, so they have your budget in mind with every decision they make.
1. They want to see you win.
If our agents can’t get you car insurance that’s better than what you already have, they’ll tell you. No gimmicks. No rip-offs.
2. They have the heart of a teacher.
Insurance jargon. Ugh. Our agents talk to you like a friend—not a salesman—so you understand exactly what you’re buying.
3. They work for you, not some big insurance company.
They’re not stuck selling one company’s car insurance. Instead, they’re free to find insurance that truly fits your life.
What Do You Need to Get Car Insurance
You need a car. (Duh.) Next, you need the VIN number of the car. It should be on the title or under the windshield. You’re also going to need your driver’s license number and a history of your driving (including any accidents—whether you were at fault or not).
Want to Learn More?
Protect yourself and your car by knowing the types of car insurance, how car insurance works, and how much car insurance you really need.
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