Live Like No One Else Cruise Cancelation

A Message from Dave Ramsey

We’re so disappointed to announce that we’re canceling our 2020 Live Like No One Else Cruise. There are valid health concerns for folks with an illness and of certain ages, and we, of course, would never want anyone to become ill. The employers of some of our cruisers are stating that if their employees go out of the country, they will be quarantined for 14 days without pay. Of course, you and I have wondered if we were going to turn into one of those ships where everyone is held on board. Overall, the hysteria has reached a level where the negatives outweigh the positives of going. I am truthfully bummed—I was so looking forward to being with all of you!

Each traveler will be fully refunded from Inspiration Cruises & Tours for the total price of their cruise. Any excursions booked will be refunded through Holland America Line. We ask that you be patient and allow up to 4–6 weeks for the refund to process. While Ramsey Solutions is losing substantial money with this action, Inspiration is taking a huge hit. Please pray for them and their company. They are good people, and they don’t deserve this.

What you have done to be able to take this trip is freakin’ AMAZING. You saved, you sacrificed, and you earned this trip of a lifetime. I’m proud of you guys! And when I think of you and all you’ve done to be able to take this trip, it saddens me that we won’t get to celebrate with you on board and take part in the world’s largest Debt-Free Scream.

While we’re not getting to celebrate like we wanted to on the cruise, this doesn’t change who you are! You will all continue to Live Like No One Else! You will continue to provide hope to those around you and in your community. You will continue to build a legacy. You will love and lead your family well. And although there are no plans to reschedule the cruise at this point, we look forward to celebrating with you in the future. We’re working on a plan for that—hopefully later this year.

Thanks for your patience as we’ve faced this crazy situation. Our team will be in touch with specifics on refunds. The team is poised to help you with any questions, and we are here to serve you well. Please continue to use for additional questions. For any questions relating to refunds, please email

Pray for our national sanity, and Keep Living Like No One Else!

Frequently Asked Questions

How and when will my refund be processed?

You will receive your refund to the form of payment you used when booking. If that is not an option for you (new debit card number, closed account, etc.). please reach out to Inspiration ASAP. Please allow our team at Inspiration Cruises & Tours 4-6 weeks to process all refunds. We appreciate your patience. They can be reached at or 855-680-0550.

What about my flight and hotel reservations?

We recommend you get in touch with your hotels and airlines as soon as possible to discuss refund options.

Will my excursions be refunded as well?

Please contact Holland America for excursion refunds. They can be reached at 1-888-599-8256.

Will the cruise be rescheduled?

Not at this time. We hope to have an opportunity to celebrate your debt freedom together in the future. 

I have more questions. Who can I contact?

Please reach out to our team at for further questions.