Getting out of Debt

10 Reasons People Stay in Debt

There are all sorts of reasons people choose their shiny credit card instead of being debt-free. Here are 10 of the biggest reasons people stay in debt.

Home Buying & Selling

What Is an FHA Loan?

Shopping for a home mortgage? An FHA loan allows you to buy with as little as 3.5% down—but its total cost is more expensive than a conventional loan.

Home Buying & Selling

What is a 15-Year Fixed-Rate Mortgage?

Buying a home is a huge decision, and picking the right mortgage is a huge part of that process! Here's why the 15-year fixed-rate mortgage might be one of your best options when it comes to buying a house.