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Before starting a new year, it’s a great idea to reflect on the past year. It’s fun to celebrate your wins and share your favorite memories. Plus, you get to enjoy experiences all over again that you completely forgot about.
That’s why we want to share some of the most popular content on DaveRamsey.com from 2015. We hope these articles help and inspire you all over again!
1. Beat the Target Trap
Ah, Target. It’s like a mini-vacation for your weary soles. But it can also be a recipe for overspending if you go in with an "I’ll-spend-what-I-want-because-I’m-on-vacation" mindset. Arm yourself (and enjoy your trip more) with these money-saving tips.
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Read More: How to Stop Overspending at Target
2. Save More on Groceries
Clipping coupons is awesome, but not always feasible. Thank goodness there are other ways to save on groceries than only scouring sale papers and store-specific apps. Scan through our simple suggestions and keep your food budget in check.
Read More: 5 Simple Ways to Cut Down Your Grocery Bill Without Coupons
3. Cut the Cable Cord
With an ever-increasing selection of TV-watching options, you can ditch the $100 cable bill already. Combine a few of these à la carte ideas and you’ll pay for what you want, instead of what the telecom company wants you to pay.
Read More: 9 Cost-Effective Alternatives to Cable
4. Be Polite With Your Money
From bad tips to ridiculous negotiations, there are plenty of ways to forget your money manners. Get the best deal possible without Scrooging everyone around you. Here are some financial faux pas to avoid at all costs.
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Read More: The 6 Worst Etiquette Mistakes We Make With Money
5. Live By These Numbers
Did you know shoppers spend 15% more when they pay with a card instead of cash? Or how about the fact that families who make a zero-based budget save 18% more each month than those who don’t? Improve your budget by depositing these 10 numbers in the ol’ memory bank.
Read More: 10 Numbers That Will Revolutionize Your Budget
6. Teach Your Teens
Teenagers get bored faster than a pit stop at NASCAR. Good thing we have just the chart to grab their attention. Encourage them to read about two friends named Ben and Arthur—and a couple million dollars. They’ll want to see this (and you will too).
Read More: How Teens Can Become Millionaires
Winning with money takes time and practice. Even if your budget is slim and trim, give it a fresh look this coming year to see how you can make your money work harder for you. Ready to take the first step to pay down debt? Check out the Financial Peace University Home Study kits.