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Jim and Mary never set out to become millionaires.
But now they’ve reached millionaire status, they can clearly see how they got there. This Oregon couple lived below their means, gave generously, saved a lot, and planned for their dreams.
Watch this video to see more of their story.
Jim, who earned a living in the tech industry, knew how to work hard and be successful. And Mary has always been a good money manager. Together, they made their money work for them.
“Technology is emotionless, but the emotion people put around it is very important,” Jim says. “Money is the same way. Money is emotionless. Money is a tool. It’s what you do with the money and how you do things with it [that matter].”
The couple has also been intentional about turning everything they’ve experienced—even the most mundane things—into a learning opportunity.
“My father always used to tell me, ‘You have to learn from sweeping the floors,’” Jim says.
One of those learning opportunities has been reading and listening to advice from retirement expert Chris Hogan.
“He gives you all the tools you need to retire well,” Jim says. “All you have to do is maximize your effort in working with those tools, and you’ll find you will use them most effectively to reach your own dreams.”
“For us, image has never mattered,” Mary says. “People have a hard time envisioning how they can be millionaires because they want to keep up with the Joneses. We were more concerned about loving our life and figuring out how we could help others rather than impressing somebody else.”
And now they’re living their dream.They own a cabin in the woods, volunteer in their community with their therapy dog, coordinate Financial Peace University classes, and financially coach clients. For Jim and Mary, decades of sacrifice and wise living have paid off.
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