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Budgeting

25 Side Hustle Ideas for Extra Cash This Month

A freelance photographer is taking a picture outdoors.

13 Minute Read

For some side hustles, you need to become a legit certified expert. For others, you don’t need any training at all. Some are quick ways to earn extra cash, and others require more time. The key to winning with any side hustle is to think of your specific skills and take advantage of them! You like driving? You’re good at teaching? You have mad art skills? Look through this list for inspiration on what kind of side hustle you can take on to knock out your current Baby Step. Here are 25 awesome options:

1. Drive for Lyft or Uber.

If you like driving, people and working when you want—check out Lyft or Uber. Both offer flexible scheduling, extra pay during peak hours, and insurance protection for while you’re out on the job.

2. Deliver food.

For a driving side gig with less face-to-face time, check out Grubhub, DoorDash, Uber Eats or Postmates. Hey, everyone has to eat, and sometimes they aren’t interested in picking up their own food. Bring the joy of meals to others—and make extra cash in the process.

3. Deliver groceries.

If you love driving and shopping, check out Instacart or Shipt. You’ll get paid to shop and deliver groceries to clients through these on-demand services. Shipt claims you can make anywhere from $16 to $22 an hour working with them.1 Yes, thank you!

Start budgeting like a boss with our FREE budgeting tool!

4. Become a photographer.

It seems like today everyone with a smartphone thinks they’re a pro photographer. But if you’ve got legit photography talent, make money with those skills! People need photos all year long, but you should think seasonally to really market yourself here: senior photos in summer or early fall, family portraits for people to put on their Christmas cards. Now, when you’re researching online to figure out what to set as your pricing, don’t expect to start off making the same as the pros. Build your skills and client list by offering lower (but not too low) rates to start.

5. Tutor online.

But you didn’t graduate at the top of your class? No problem! You don’t have to know everything to teach others. If you’ve got a good understanding of a particular subject and good communication skills, look into online tutoring with Tutor.comTutorMe or Studypool. And the pay isn’t too shabby, either. TutorMe says you can earn at least $16 an hour.2

But be careful as you look through postings. Some of the users are just in it hoping someone will write their essays or finish their homework for them. But others need honest help to do their best. Jumping in and offering that help can be a great reward for your life and your wallet.

6. Become a transcriptionist.

If you’re good at typing and listening, plus you have good attention to detail, then this could be the job for you. A transcriptionist professionally types from recorded or live audio files. They’re super important in the medical and legal industries, but other areas of the corporate world need them as well. You have to be trained and certified, but you can make around $20 to $45 an hour depending on your skill level and speed.3 Once you’ve got your certification, you can nab some jobs on Rev.

7. Join a focus group or take surveys.

Want to get paid for sharing your opinion? Not a bad way to make some extra cash. You can join a focus group (try Focusgroup.com) or look into survey sites like MyPointsSurvey Junkie or Vindale Research. Just remember, these sites are looking for really specific things when they pick people. So you might not qualify for every survey that you see. Plus, you might have to answer a good deal of surveys before you cash out, so it’s not a quick option—but it is an easy way to make a little bit extra.

8. Teach English.

Don’t let the word teach scare you off here. Keep reading. When you work with a company like VIPKid (a big favorite of fans in THE Ramsey Baby Steps Community on Facebook), they handle all the lesson plans and grading for you. You just need a desire to help others learn and the time to lead a class online. Again, it’s a great way to get paid helping others!

9. Rent your home or spare room on Airbnb.

If you have an extra bedroom or someone you can crash with on short notice, consider renting on Airbnb. For example, let’s say you decide to rent out your guest room and bathroom to two guests. If you’re in the Nashville area, you could earn around $1,000 a month.4 That’s an excellent side income.

But what about the risks of opening up your home to strangers? Hey, that’s a legit worry. But Airbnb offers accidental damage coverage on your home—up to a million dollars of coverage. They also offer host protection insurance just in case a guest gets hurt while staying on your property.

While Airbnb doesn’t screen each guest, they do let hosts and guests rate each other. That way you can feel more at ease about who you’re letting into your house.

10. Become a reseller.

This one takes some investment up front, but it’s another option for people who love shopping and understand the market value of things. The idea is simple: You buy low and sell higher. Just go to thrift stores, garage sales or flea markets and look for deals. Search online while you’re considering a purchase. Can you score enough of a profit on the thing to make it worth the time and money? Then do it. Buy the thing, then sell it. Online is often the easiest route with sites like Amazon, eBay, Poshmark, thredUP and Gamestop, to name a few.

Here’s our major callout on this: Don’t play the debt game to get ahead when you resell. You won’t get ahead. You’ll straight up lose. Only jump into this option if you’re able to do it all with cash. Because cash is king of everything—including side hustles.

11. Get paid for your creative talents.

If you have creative skills, people need you. But maybe you don’t know where to start finding work. Try Fiverr, Upwork or 99designs. These sites connect freelancers specializing in writing, editing, graphic design and voice-over work to clients who need those creative minds.

You just create a profile, kind of like an online resumé, so potential employers can check out your experience, rates and specialties.

12. Become a personal chef.

What if you could earn extra income by doubling or tripling the recipes you’re already making for your family this week? That’s what we’re talking about here—prepping extra meals, packing them up, and delivering a week of wonderful food to someone for pay (not living inside a stranger’s kitchen and wearing a tall, white hat).

Let people at work, church and your kids’ school know you do this, and take on only as many clients as your kitchen and free time can handle. But this can be a great way to make money by doing something you’re already doing (meal planning and prepping)—just on a larger scale.

13. Babysit.

Teens have known for years what a sweet deal this is. Maybe you even did it a ton when you were younger. It’s time to jump back into the babysitting game. Parents need sitters all the time for date nights or busy days. Just get the word out and tell people you know that you’re up for watching their kids (for pay).

And hey—have you got kids of your own and worry this means too much time away from them? Some families would be totally cool with you bringing your kids along. It makes it a little more like a playdate, which is fun. Except you’ll get paid for it, which is super fun. Just make sure the parents are good with it. Also, depending on the age of your kid, you might have a great helper on your hands, and a good reason to split a little of the income as commission pay—helping your kids make their money goals happen too!

14. Become a user tester.

When a business realizes something isn’t working, they need to know why. Sometimes they turn to user experience testers. That’s where you come in. Companies like UserTesting, Analysia and TryMyUI will pay you to test out websites, apps and stuff like that—and then give feedback. Most of them boast you’ll get $10 for each test you complete!5 Not bad at all.

15. Take up dog walking or pet sitting.

If you’re an animal person, raise your hand. Wow. That’s a lot of you. What if you turned your love of animals into a profit? Pet sit while the fur parents are away or grab a couple clients to dog walk for during the week. You can advertise your own pet-sitting business on social media, put up signs in your neighborhood, post at work, or use a website like Rover. They let you set your schedule and adjust your fees, but they do take a cut of your pay.6 If that seems like too much, try drumming up your own business before barking up that tree. 

16. Clean houses.

It takes grit to scrub away grime, but if you’re not afraid of hard work, this could be the perfect fit for you. We all need our houses cleaned, and some people have decided paying another person to do this service is worthwhile. Jump on this opportunity!

Start-up costs are low. You’ll need some tools and supplies—though some picky homeowners might even provide the products they want you to use. You can make good money while burning some calories and listening to music, audiobooks or podcasts. That’s another bonus!

17. Sell products on Etsy.

Are you crafty? Not like a fox—like an entrepreneur. Then maybe you should sell your crafty products on Etsy. Jewelry, scarves, paintings, hand-lettered inspirational prints, and more—Etsy’s a great place to sell anything you’re good at making.

Setting up a profile is simple, and listing a product is easy. Etsy charges $.20 per listing and takes a percentage of the sale.7 But it’s worth it because people trust buying things on Etsy. Plus, you can buy your shipping labels right on Etsy, stick it on the package, and drop it in your own mailbox. So. Simple. 

18. Give music lessons.

If you haven’t played your alto saxophone in 20 years, you probably shouldn’t dust it off and try teaching kids how to become the next Kenny G. But if you’re a musician with the heart of a teacher, giving music lessons is an excellent side hustle. Set your own prices and hours. Also, you can offer lessons in your home, rent a studio space, or charge extra to travel to the client’s home.

Start-up fees can be practically nothing when you have your own space and instrument. You’re really just offering your time, talent and teaching. Enjoy the harmony of training up a new generation of music lovers while building up your income.

19. Accept on-demand tasks.

If you’re good at quick fix-it jobs or running errands, TaskRabbit or Handy might be your best bet. You can do all kinds of things from hanging shelves to putting together furniture. If you’re a certified plumber or electrician looking for extra jobs, Handy offers those too!

20. Become a freelance writer or proofreader.

Some companies have their own in-house writers and editors. Others hire out project by project. If you’re good at wordsmithing, pick up some freelance writing gigs. Emails, blog articles, print pieces—somebody’s got to write them!

If you’re more into correcting the words than writing them, take on freelance editing or proofreading. Do an online search and get the word out to people you know that you’re ready for freelance work. This is another way you can use Fiverr and Upwork as well.

21. Wash and detail cars.

Pump the breaks. You mean you can make money cleaning other people’s cars? Yes. You can. Much like home cleaning, you’ll need to invest in some products. But they’ll go a long way, so you’re mostly investing time and energy, which are two of your best personal resources.

22. Mow lawns or do yard work.

People are busy. And they don’t want their lawns to look like a scene from The Jungle Book. Think about taking on yard work as a side hustle. You can grab seasonal hours with a landscaping company, check out TaskEasy, or work completely on your own. Help others get that well-manicured lawn while you grow your bank account.

23. Shovel driveways.

Depending on where you live, this might not be an option. But if you’re in a snowy town, you can make bank through the winter if you offer this service. It’s a cold job, but somebody’s got to do it. You might as well be that somebody and earn the warm reward of extra income as you do.

24. Deliver packages with Amazon Flex.

Ah, the feeling of an Amazon delivery. It’s like Christmas—only it’s something you paid for, not a free gift from Santa. Still, think about how wonderful it is to see that smiling-shaped arrow of the Amazon logo. Now think of how you could bring that joy to others . . . while making money. Sign up to deliver packages with Amazon Flex and set your schedule to work as much or as little as you want. They say most drivers make $18–25 an hour.8 Not bad. Not bad at all.

25. Sell baked goods.

People love cakes, cookies, pies and all those sweet goodies. So if you’re good at baking, this is a great side hustle for you. Start by baking for a friend or relative. Make a gorgeous cake, post it online, and get people talking. Use social media and the wonderful power that is word of mouth. Because when you delight people’s eyes and tummies, you’ll have repeat customers who can’t stop singing your praises. Just don’t forget to look up local laws for baking and selling food out of your home before you start making any extra money with this opportunity.

Notice how different these 25 options are—because you all have different skills, talents and abilities. So, grab one and get ready to hustle!

Then get our free budgeting tool—EveryDollar. Because when you budget with EveryDollar, you look that extra money in the eye and say, “Hey. I worked hard for you. It’s your turn to work hard for me.” Leap through those Baby Steps one side hustle and one budget at a time. You’ve got this!

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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
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