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Save or Splurge: 7 Items That Are Worth the Extra Money

Sometimes, an extra dollar or two can go a long way. That’s especially true for stuff around your house.

Spending ten extra dollars could make a big difference and keep you from buying the same thing again in a few months. When buying stuff that you really need, it’s okay to spend a little extra to avoid financial, or even physical, pain in the long run.

What exactly are we talking about? Here are some items we think are worth budgeting a little more for.

1. Toilet Paper

Living like no one else shouldn’t involve a rash and a new walking style. Pay the extra dollar for the soft stuff.

2. Trash Bags

Go with the paper-thin plastic bags if you really want to. But realize that as soon as the plastic snaps, you’re the one on your hands and knees picking up Junior’s used diapers, those mashed potatoes from two days ago and that half-eaten can of pinto beans.

3. Running Shoes

Your slowly deteriorating Achilles tendon doesn’t care about your get-out-of-debt plan, but it would appreciate it if you would stop running half marathons in a pair of 10-year-old Converse shoes.

4. Food

There’s a difference between inexpensive food and cheap food. Cheap food (i.e., fast food) will save you a buck or two, but you’ll more than pay for it 20 years from now when a heart surgeon is scraping your arteries clean.


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Related: Ways to Cut Down Your Grocery Bill

5. Bedsheets

Turns out, sleeping on sandpaper isn’t comfortable unless you are a two-by-four. You don’t need Ritz Carlton quality sheets, but some nice linen that doesn’t leave a mark might be a good idea.

6. Office Chair

“Yes, my lower back feels like someone drove a spike through it when I leave the office every day, but I saved $200 on this office chair!” Great deal, right? No, that’s not a deal at all. You’d be better off standing up.

7. Silverware

If your knives and forks are the shape of a crescent moon, we think it’s okay to spend a few extra dollars on a nicer set.

Again, we’re not saying it’s time to become a spendaholic and buy a fancy office chair, the most expensive running shoes and gold-plated toilet paper.

All we are saying is that, sometimes, comfort matters. And if you have some wiggle room in your budget, it’s perfectly fine to spend a little extra cash on some nicer stuff. Just be reasonable and use common sense.

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About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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