Raising Money-Smart Kids

4 Minute Read

What can you teach kids about money? Oh, plenty.

And we’re not just talking about the fact that money doesn’t grow on trees (although, bravo for teaching them that). Don’t try to teach them the ins and outs of an investment portfolio, but start with the basics, like letting them know food and clothes are paid for with money.

As your kids grow, they can begin learning about saving up for all those awesome toys they want. They can even start setting aside a little bit of their chore money to do something nice for others. It’s never too early to instill generosity in your kids!

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Teach Your Kids About Money Today

It can be tricky to navigate even the simplest of money conversations with your kids. That’s why we put together our Adventure Pack for kids ages 3–12!

At the core of our Adventure Pack for kids, you’ll find three familiar Ramsey values: Spending with purpose, saving with intention, and giving cheerfully. It’s a great way to start teaching children about money at their own level. Of course, your 6-year-old isn’t thinking about the woes of student loan debt yet, but what your child learns now can stick with them for the rest of their life. You’re teaching money habits now whether you realize it or not. Make them count!

What’s in the Adventure Pack?

Financial Peace Junior

Financial Peace Junior was designed to help your children develop healthy money habits while having fun. In it, you’ll find all the tools you need to teach your kids about money. The included chore chart is a great way to show your kids how money is earned through work. They’ll be able to visualize the dollar amount that each chore will bring in.

"Our 9-year-old got this for Christmas and was so excited. She saved up to buy herself a toy and offered to do extra chores to earn the money even faster. Each week she updated her totals and she reached her goal three months earlier than originally planned." — Rhonda

So, let’s say your 8-year-old really wants the newest toy on the market (that will get lost in about half a day), and they need $10 to buy it. Your child can look at their chore chart and see how many times they need to take out the trash, feed the dog, and load the dishwasher to earn those big bucks.

Don’t forget to use the spend, save and give envelopes included to help your child organize all that dough!

Junior’s Adventures: Storytime Book Set

In these beautifully illustrated stories, your kids can learn the importance of staying away from debt, saving money, and giving with a cheerful heart—all from the viewpoint of our loveable character, Junior. This six book set follows Junior as he learns about work, integrity, spending, giving, saving and debt—all while having little adventures along the way. Check out this free excerpt!

Junior’s Smart Saver Bank

It’s time to retire that old piggy bank! With the Smart Saver Bank, your kids can watch their money grow in giving, saving and spending. The transparent style of the bank allows them to see the progress they’re making!

The next time they finish up their chores or get a birthday gift, discuss what they want to do with the money. Then have them sort it in the bank! This is a great way to help encourage your kids to make saving and giving a priority in their life.

Give a Gift That Matters

Of course, we know your kids probably just want toys for Christmas. And with everything from toys that hatch in their hands to remote-controlled race cars, who could blame them? But don’t forget to throw in something practical this Christmas season—besides socks.

Transform your children’s future by teaching them the right way to handle money now! Just in time for Christmas, take advantage of our sale on gifts for kids in the store!

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