How Jim and Jeanette Became Everyday Millionaires

2 Minute Read

How does someone become an everyday millionaire? While each person’s journey is different, some of them have the same steps in common. Jim and Jeanette stuck to a straightforward approach. “We tithed first, we saved second, and then we spent what was left over,” Jim said. That’s a pretty simple game plan, but one that proved to be successful for them in the long run.

Jim and Jeanette always invested in their 401(k)s when possible, and no matter what, they never stopped saving. They were avid listeners of The Dave Ramsey Show and credit it as the inspiration that led them to pay off their house in under eight years.


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Still, they didn’t set out to become millionaires at all. As Jim puts it, all they really wanted was a sense of freedom and to not be financially dependent on anyone else. “We didn’t want to rely on our jobs,” he said.

Jim and Jeanette stress that they didn’t have it all together, and that not every financial move they made along the way was perfect. “We’re human . . . we’ve made mistakes,” Jim said. But through it all, they didn’t let themselves get stuck. They pushed through. They moved forward. And they kept on saving.

What does the future hold for Jim and Jeanette? It’s simple. You’ll find them doing the things they love. Jim may even take a new path and pursue a career in teaching. “That’s the next chapter,” he said. “Doing something you enjoy and still helping other people.” That’s the kind of freedom that being an everyday millionaire gives you.

Believe it! You can become a millionaire—and you don’t need one million dollars in your hand to do it. In Everyday Millionaires, #1 national best-selling author Chris Hogan will show you how ordinary people built extraordinary wealth, and how you can do it too.

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