Check out these four tricks used to get you to spend more (without you knowing it).
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By Robin in TN
I became a single mother when my kids were ages one and five. I managed to live without debt until we moved to a place that had a higher cost of living. As time went on, I ended up borrowing money for activities for the kids, much of it trying to make up for the loss of their dad. It drove me into debt for the next 15 years and didn't make up for the effects of the divorce.
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With God's help, I finished my master's degree debt free and paid off my last debt on December 31! I wish I had realized that living simply by spending less would have enriched my kids' lives more by having a mom who was home and enjoyed life with them more, not working two jobs or stressed by debt.
Check out Dave's resources for teaching your kids about money.