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How Your Personality Affects Your Christmas Shopping Habits

One of our favorite personality tests is the DISC Profile System. We use it on a daily basis around Dave’s office to understand why John asks so many questions (he’s a high C) and why Janet would rather just get to the point (she’s a high D). Knowing your DISC can help you communicate better at home and work, and it can also help you shop smarter this holiday season.

Related: Take the DISC Assessment Test to discover what your DISC traits are.

Check out the DISC traits below to see how your personality type plays into your spending habits. Then save even more with our Christmas shopping tips for each.

D for Decisive:

Shopping Strengths. You make decisions quickly. Usually, that means if you need a tan jacket, you go to the nearest store and zero in on the outerwear. You find your jacket, pay for it, and get out of there—fast. Efficiency is your middle name.

Money-Saving Tips. While you’re great at avoiding distractions, you often forget to do your research. That means you may not be getting the best deal. What if tan jackets are about to go on sale? What if there’s a coupon online? What if another store has the same jacket for a lot less? A little research can stretch your money by a lot.

I for Interactive:

Shopping Strengths. You know how to navigate a good sale. And since you’re going to need a second opinion on those jeans anyway, you prefer shopping with friends.It’s the best of both worlds: the thrill of bargain hunting with the joy of socializing. Now that’s multitasking.

Money-Saving Tips. Sales are awesome, but it’s easy to get caught up in the sport of it all and blow your budget on “deals.” Overspending is overspending—no matter the markdown. Since you shop well with others, ask a budget-conscious friend to join you and keep you accountable. You’ll still get new stuff, and you may even be able to afford dinner out afterward!

S for Stabilizing:

Shopping Strengths. For as long as you can remember, you’ve been using the same shampoo, toothpaste and laundry detergent. You know what you like and what you don’t. And you’re not swayed by what’s new. You find a brand you trust, and you’re loyal for life. Simple as that.

Money-Saving Tips. Brand loyalty is a perfectly good reason to stick with a particular product—but not if your routine is costing you money. Look for cheaper but equally awesome items by asking your budget-savvy pals about products they’ve been using for years (or lately). You might just find a more affordable favorite.

C for Cautious:

Shopping Strengths. You’re the ultimate comparison shopper. If you need a new-to-you car, you research all your options first. Then you ask a million questions about mileage, wear and tear, and projected maintenance. You don’t mind waiting as long as it takes to get what you want.

Money-Saving Tips. You’re wise to do yourhomework before making a big purchase—especially when it comes to a family vehicle. But too many choices can leave you paralyzed with indecision and cause you to miss out on a good deal. If you need to make a decision quickly, ask someone to help. Once they pick for you, the one you wanted all along will suddenly rise to the top. Funny how that happens.

Knowledge Is Power

We’re all a mix of these four personality types. But we have natural highs and lows. So the next time you’re Christmas shopping, use your DISC strengths to your advantage and use our money-saving tips to help with the low spots.

Get empowered today! Take the DISC Assessment Test to learn more about your personality and what motivates you to shop or save!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.