Interrupter CheckmarkInterrupter IconFacebookGoogle PlusInstagramGroupRamsey SolutionsTwitterYouTubeExpand MenuStoreCloseSearchExpand MenuBackStoreSign in

Pay off $1,000 in August. Enter to win $2,500!

Investing & Retirement

A True Rags to Riches Story!

1 Minute Read

"Money is a wonderful servant but a terrible master," says 72-year-old Terry.

This retired teacher grew up on a farm in Minnesota and never made more than $50,000 per year in her career. Today, her net worth is $1.4 million.

She credits Dave’s teaching and the guidance of friend who told her to invest in mutual funds years ago. Terry says she needed to overcome her “poverty mentality” and realize she was more than just a kid who barely made it through high school and flunked out of college her first year.

"You can change," she says. "But you need to get a mentor and believe you can do it—and you need to get a plan and a goal."

It’s not about your income, Terry says. It’s about your mind-set.

Watch this special video feature from The Dave Ramsey Show:

(Click on the video above to listen to Terry tell her story.)

Learn the basics of budgeting, dumping debt, and planning for the future with Dave Ramsey’s Financial Peace University. Find a class near you today!

Find the Right Financial Advisor for You

Get the Guide

Build Long-Term Wealth

Get Started

Build Long-Term Wealth

Work with an investing pro and take control of your future.

Work with an investing pro and take control of your future.

Get Started

Thank You!

Your guide is on its way to .

Next: Start Your Year Off Right!