You know what’s worse than getting called by a telemarketer during dinner?
Getting called by a debt collector.
These people are your worst nightmare. Somewhere in your past, you made a mistake and took out some debt you couldn’t pay back.
You plan on paying it back, and you will, but right now you’re just trying to keep the lights on and food on the table. Collectors know that, but they don’t care.
Their job is to scare you into paying back the debt immediately, even if it means your family going hungry. And sadly, their tactics of intimidation and fear often cross the line from a typical collection call to something completely illegal.
If you’ve never heard a former collector describe the environment inside a collection agency, this video is worth your time.
Don’t misunderstand—not all collectors are like this. There are exceptions. Some collectors go by the book, but many of them don’t. And, for the longest time, there wasn’t much you could do about that.
So when you’re in the unfortunate position of having to deal with an over-the-top collector, what should you do?
Take control of your money with a FREE Ramsey+ trial.
Collection Bully has been dealing with these guys for years. During that time, they’ve experienced hundreds of success stories, including one with an 80-year-old woman, living on social security and disability who was being repeatedly (and illegally) harassed by collectors.
After one too many instances of intimidation, Collection Bully’s lawyers filed suit, won her a nice chunk of cash, and actually made the collection agency apologize in writing!
Now that’s how you deal with a collector.
And the great thing about Collection Bully? You don’t have to pay them anything until they make the collectors pay up via a lawsuit.
So if you’re sick of never-ending, harassing phone calls from debt collectors who refuse to do their job legally, we recommend Collection Bully. They’ll make the collectors go away—and stay away—for good.