Friday Financial Fails: Waiting Until Next Year

2 Minute Read

Change starts today. Now. Right this minute.

You’re in debt up to your eyeballs. You’re sick and tired of the collector calls and the credit card bills and the student loan payments.

Last year, you said you were ready to get out of debt. And you were disciplined for a couple of months before spring set in, and you went on vacation with the family, and then you that new car that you really “needed.”

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Now, it’s a year later, and you’re still in debt. Lots of debt. The vacation was amazing, but it’s tainted by the thousands of dollars of debt that comes with it. The car doesn’t smell that new anymore either.

If that’s you, then you’re just like millions of other Americans who have got so used to debt that it’s just become a way of life.

But you also have the opportunity to be different—to be weird. You can do that by finally throwing in the towel and realizing you can’t shortcut your way to financial peace. To change your money situation, you need to change your behavior.

And that starts today. Not next week. Not next month. Not in 2015.

No more excuses. No more saying, “This just isn’t a good year to get out of debt.” When you do that, you set yourself up for failure.

Too many people talk and talk and talk about getting out of debt or taking control of their money, but they never actually do anything about it. Change is always right around the corner.

This year, 2014, is the year for you to do everything you can to change your family tree.

Unless you enjoy stress and debt, then there’s no more procrastinating. Stop waiting for change. Go out and make it happen.

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