Check out these four tricks used to get you to spend more (without you knowing it).
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Christmas brings joy. Christmas shopping does not.
What in the world do you buy everyone on your list? And how do you do it without busting your budget? It’s an annual challenge.
We’ve made it a little easier for you this year. This merry little gift guide from our online store will help you with those on your list, naughty or nice.
They just got plates, silverware and bath towels. Now that they’ve become one, what they really need is to be on the same page with money. This is crucial for every married couple, especially newlyweds! Here are two great gift ideas. Buy a membership to Financial Peace University. They can take a class in their area and learn money habits that will last a lifetime. Or reserve seats for the couple at one of our live events in 2017. Talk about a memorable date night!
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For New Parents
The new baby is so adorable—and so time-consuming! Mom and Dad don’t have all the time in the world anymore to read, so they're learning to make the most of the time they do have. You can’t give them more sleep, but you can give them Dave and his daughter Rachel Cruze's new class Smart Money Smart Kids that is designed to work with any schedule. Get the materials and let the sleep-deprived parents choose the class experience that works best for them.
Bonus Idea: Also consider opening a savings account in the baby’s name. That would be a great jump-start for college!
For the Person Who Has Everything
Maybe they have every gadget and gizmo under the sun. Bet they don’t have this! Get the Starter Special and help him or her get started on Dave’s plan with his number-one product bundle. It includes some great getting-out-of-debt staples, like The Total Money Makeover, The Guide to Budgeting PDF e-book and the Dumping Debt DVD. It’s the perfect way to start a life of being smart with money.
For the Person Who Tells You Not to Get Them Anything
We all have one on our lists. They tell you not to get them anything, but they’re disappointed when you don’t. It’s a trap! Here are two ways to avoid it. Get Dave Ramsey’s Complete Guide to Money. This is the official handbook of Financial Peace University. It offers money wisdom on everything from dumping debt to the importance of saving. Or consider the Starter Envelope System. It’s the perfect way to help them control what they spend on a daily basis.
Bonus Idea: If they really don’t want anything, you could always donate to their favorite charity. Can’t go wrong there!
For the Business Leader With All the Ideas
He’s got a closet full of ties. She doesn’t need another scarf. How about EntreLeadership, Dave’s number-one best-seller on business? It’s how to win in business based on 20 years in the trenches, and it’s how you can win in gift giving.
For Recent High School Grads and New College Freshmen
Bless their hearts, they don’t have a clue what they’re in for! The working world is a harsh one, and there are all kinds of spending opportunities calling their names. The Graduate's Survival Guide book is presented in a fun and easy Q-and-A format and will quickly become a trusted companion. No incoming college freshman should leave home without this gift.
For the Kids Who Have Every Toy
Don’t be Aunt and Uncle Scrooge this Christmas. Set little (insert your niece or nephew’s name here) up for a lifetime of success. Choose the Financial Peace Jr. Adventure Pack! They’ll have fun learning money principles and values that will form a solid foundation for the rest of their lives.
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For the Growing Family
Help that growing family change their family tree with The Legacy Journey membership. It’s available in class and home study formats (there’s also a book out, which you can purchase separately). Both versions come with a keepsake wooden Legacy Box for life’s important documents, access to a free will and a whole lot more. The home study version includes eight DVDs. They’ll learn how to leave more than just their names behind.
Bonus Idea: Take a new or old photograph and put it in a homemade frame. Photographs bring back great memories and make thoughtful gifts!
For Your Secret Santa or White Elephant Gift
You could wrap a roll of toilet paper like last year, or you could bring something meaningful like a gift from Dave’s $10 Sale. If your gift swap has a higher limit, check out our other options by using the Gift Finder tool based on price range. You probably won’t leave the party with something very nice anyway, but you’ll know you were a blessing to somebody else.
There they are—some practical, meaningful and affordable gift ideas. Make your purchases then sit back and relax knowing someone will unwrap the gift of hope this season—and they’ll appreciate that way more than another itchy wool sweater.
Maybe Christmas shopping does bring joy!
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