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Dave's Five Must-Dos For 2010

Make this year your year of change! Get off to a good start with Dave’s top five “must-do” actions for the new year.

“No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” Hebrews 12:11

Get on a Written Budget

A consistent, monthly written budget is an essential part of winning with money. The budget is your action plan; it’s your chance to tell your money where to go, instead of wondering where it went! Whether you’ve been budgeting for years or are just starting out, take advantage of Dave's budgeting tools.

Sign up for Financial Peace University

Single? Married? Kids? Whoever you are, whatever your income, Financial Peace University is the best way take control of your money this year. Classes are starting soon all over the country. Find a class near you!

Set New Goals and Resolutions

Did you fall flat on a few of your goals for last year? Don’t worry! Are you looking for new challenges? A new year brings new opportunities! Whatever your situation, everyone can benefit from setting fresh goals and resolutions. Read here as Dave reveals his personal goal-setting strategy.

Say Goodbye to Last Year’s Bad Habits

It’s tough to start fresh if you haven’t kicked your old habits to the curb. You may need a new perspective. Stop living in the past, and look toward the future. See what Dave has to say about getting back on track after a few wrong turns.

Feed Your Brain—Read a Book!

The average millionaire reads a book a month, but most Americans haven’t read a non-fiction book cover to cover since high school. Charlie "Tremendous" Jones used to say that, five years from now, you’ll be the exact same person you are today except for the books you read and the people you meet. So, who do you want to be in five years? Find some books that will take you there. Dave loves to read—see what he recommends!

Get a FREE customized plan for your money in 3 minutes! 

New year or not, you are not going to reach your full potential by accident. You need to make a plan, write it down, and then attack it! So what are you waiting for? Get to work!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.