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Cut Moving Expenses Before Moving Day

Most people consider moving one of life’s necessary evils. That’s why moving companies stay in business. Why pack, load, drive, unload, and unpack all your stuff when you can pay someone to do it? Whether you plan to do it yourself or hire it out, we’ve got some tips to help you save on your move.

Before You Start Packing

Don’t waste time or money moving stuff you don’t need. This goes for unused furniture, books, exercise equipment, kids’ toys and even clothes. Have a yard sale or donate your items. You’ll lighten your load and fill your wallet.

Keep track of your moving expenses, because if you’re moving to take a new job, you may be able to deduct them from your income taxes. Check out IRS Form 3903 for more information on eligible expenses. Speaking of tax breaks, any donations you make are tax deductible as well, so be sure you get receipts from the organizations you give your unused items to.

Do-It-Yourself Moving

If you’re on a tight budget, a do-it-yourself move is the most cost-effective option. Round up a volunteer moving crew of friends and family, and you could save 60–75% of what you’d pay professional movers.

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Do yourself a favor and get the equipment you need to do the job right. Rent a moving truck and dollies and make sure you have plenty of boxes, tape and bubble wrap. And don’t forget the refreshments for your moving crew!

The Paid-For Move

Saving money when you hire a moving company takes preparation. Take a look at these tips for a cheaper move:

  • Timing – Summer is the most expensive time of year to hire a moving company, so try to time your move in the off-season. You can also save by moving in the middle of the month.
  • Inventory – Make a detailed list of everything that will be moved to get an accurate quote from the moving company. This is also useful for insurance purposes in case an item is damaged or lost.
  • Insurance – Check your homeowner’s or renter’s policy to see if you’re covered during a move. If you are, you won’t have to pay for extra insurance from the mover.
  • Partial DIY – Everything you can do will help you save on your moving expenses. For example, if family and friends can help pack and load the truck, and the movers only unload at your new home, you’ll save a bundle.
  • Ask for a deal – Most movers will work with you to keep the price of their services within your budget.

If you’re ready to make a move to a new home, get with one of Dave’s real estate Endorsed Local Providers (ELP). An ELP is an expert in your real estate market and can help you find a great deal on a new home. Get connected with your ELP today!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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