Budgeting for the Month: October

2 Minute Read

We know you’ve been aware of Halloween on the horizon for quite some time now. If you haven’t, the decorations that have been up on the store shelves for the past month have been there to remind you.

But while the horror holiday is the most popular October expense, it’s not the only one. Here are some others that can come up in the next 31 days:

Halloween. If you have children who need costumes or live in a neighborhood where you’ll be giving out candy, or maybe you even want to throw a party, your spending plan must reflect that.


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Fall break. If your children are out of school and you are thinking of taking a quick family trip, don’t put it on a credit card—put it in the budget instead. Unlike with the card, you won’t see the costs next month.

School pictures. This is usually the time of year when kids are showing their grills for the camera. You may want to pony up some dough to capture those memories.

Car insurance/car tags. If you don’t have a sinking fund in your budget to save up for these expenses by the month, then you’ll need to come up with the cash whenever they come due. Hopefully, if that is in October, you’re ready.

Christmas saving. Saving time is almost done—we’ve got two months and counting. Get some final dollars in here then start shopping away.

Higher utility bills. The snow may not yet be falling, but the thermometer is known to drop around this time of year. Your heater may be working overtime.

Thanksgiving holiday. This is the last full month to save for Turkey Day. Be sure you put some money away, especially if you are hosting a party or travelling to see some relatives.

If you know of any costs that weren’t covered here, make sure to leave a comment below so others will get the heads-up. It may be just what they need to keep their own budgets intact.

If you think Halloween is scary, then try living your life without a plan for your money. Talk about scary! Take  fear out of your future by checking out the awesome budgeting software at My Total Money Makeover today!

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