Interrupter CheckmarkInterrupter IconFacebookGoogle PlusInstagramGroupRamsey SolutionsTwitterYouTubeExpand MenuStoreCloseSearchExpand MenuBackStoreSign in

Pay off $1,000 in August. Enter to win $2,500!

Getting out of Debt

This Couple Paid Off $457,000 in 7 Years

2 Minute Read

It started with $20,000 right after they got married.

From there, the debt grew . . . and grew . . . and grew.

Bob and his wife, Tammy, live in Ohio with their two teenagers. And after years of living with a nasty pile of debt, they can now say—or better yet, shout—that they are debt-free. But they’ll be the first to tell you it didn’t happen overnight.

“We had a nice, big house, the Suburban that was brand-new, two kids and a white picket fence,” Tammy said. “We thought we were really living the American dream.” But the numbers just didn’t add up. And no matter how much overtime they worked, they always felt like they were falling behind.

It wasn’t long after they realized they needed to shift gears that their church announced they were offering Financial Peace University. “One of the first steps is to figure out your net worth,” said Bob. It was negative—in the six figures. That’s when everything changed. “That was the turning point,” he said.

Now they can tell people they paid off $457,000.

It took seven years. Their motivation was to not only change their finances, but to also change their family tree—and that’s what really pushed them to the finish line.

More than 5 million have beaten debt this way. You can too!

Check out this special video feature now:

Hear more inspiring stories from The Dave Ramsey Show.

Learn the basics of budgeting, dumping debt and planning for the future with Dave Ramsey’s Financial Peace University. Find a class near you today!

Jump-Start Your Journey

Start Now

The FASTEST Way to Get Out of Debt

Get Started

The FASTEST Way to Get Out of Debt

Let 2019 be the year you take control of your money.

Let 2019 be the year you take control of your money.

Get Started

Thank You!

Your guide is on its way to .

Next: Start Your Year Off Right!