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Are You Missing out on These 10 Basic Discounts?

Are you missing out on major discounts and don’t even know it?

Believe it or not, discounts are everywhere! We’re not just talking about major blowout sales or BOGO offers—we mean discounts on basic buys you make every day. And because every little bit of savings can add up, it’s time to make sure you aren’t missing out on extra opportunities to keep more cash in your wallet!

10 Basic Discounts You Might Be Missing out On

1. Download Digital Coupons

Let’s be honest: it can be super time-consuming to snip those paper coupons. We get it! But did you know most supermarkets allow customers to download virtual coupons directly to their rewards card or store app? Take that, Sunday circulars.

If you reach the checkout line and realize you don’t have coupons, it never hurts to ask the cashier if you’re missing out on any coupons or discounts. They may have some leftover from another customer or a special code they can ring up. All you have to do is ask!


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Since we’re on the subject of coupons, don’t just toss your expired coupons in one fell swoop. Instead of throwing them away, see if the store will still honor it. Many stores make it a habit to honor coupons long past their expiration date. It’s worth a shot!

If you’re shopping online, take advantage of websites like RetailMeNot, which finds a slew of digital coupons for you to choose from. You can even install a desktop extension like Honey onto your web browser. Honey searches through the best coupons available for the website you’re on and then applies it to your cart at checkout.

Bonus: When you’re shopping on Amazon, Honey will tell you if another seller offers a cheaper price on the item. That’s pretty sweet indeed.

2. Submit Rebates

Rebates are annoying, and retailers and manufacturers know it. But thanks to modern technology, rebates are becoming easier to submit online. Just don’t forget to do it! The sooner you submit it, the sooner you’ll be spending that $25 check six to eight weeks from now.

3. Follow Your Favorite Businesses on Social Media

If you’re not following your favorite stores and restaurants on social media, you could be missing out on some major discounts! How else will you know that it’s two-for-one ice cream day at your favorite shop? Or that it’s free coffee day for dads at your local coffee hangout? Stay in the loop so you can score those discounts when they pop up!

4. Give Feedback

Do you love giving your opinion, but wish it actually helped you earn some extra cash? Being involved in a focus group might be a good fit for you! This kind of market research will ask your opinion on a variety of things—like food, stores, habits and everything in between. Check to see if there’s a local focus group in your area.

Oh, and you know that customer survey at the bottom of your receipt you never pay any attention to? It could pay to take a peek at it! Lots of restaurants will offer something like a $2 to $3 discount, a free single entrée item, or even a dozen glazed doughnuts just for taking a customer survey!

Are you a big fan of your cell phone provider or gym? We’re talking enough of a fan that you would recommend them to your friends? It never hurts to ask if they offer referral bonuses. Just be sure to give your special link or code to any friends you refer. It could lead to a discount on your next bill!

5. Sign up for Email Lists

Pick three or four of your favorite restaurants and sign up for email alerts. You’ll have to sort through some duds, but every now and then you’ll score a deal like 15% off your entire meal or a free appetizer or dessert. If your inbox starts to overflow, just create a separate account and let those promos pile up.

If you’re a first-time customer to a specific store, make sure you sign up for their email list. First-time customer’s usually get a pretty significant discount.

And remember to look for coupon mailers in your actual mailbox. You know, that physical one in front of your house the birds sit on? You might score a BOGO offer at a new restaurant in town or a $5 pizza offer just in time for Friday night!

Don’t forget to sign up for all the birthday freebies too! Many restaurants and coffee shops will give you a free dessert, coffee, or even burger (hello, Red Robin) all because you blew out another birthday candle. Getting older isn’t all that bad now, is it?

6. Redeem Your Loyalty Points

You’ve probably signed up for more rewards programs than you can count. Each time you scan a rewards card or type in your phone number, you’re racking up those points. But are you actually remembering to redeem them? Use them before you lose them!

Nowadays, almost every place you shop at has a rewards program, so make sure you sign up and start taking advantage of the savings. You could earn a few bucks off an upcoming purchase or even free chips and queso at your favorite Mexican restaurant.

Keep an eye out for stores that offer discounts or reward points for gasoline too. Kroger, Sam’s Club and Costco all offer discounts on gas for your car. Fill’er up!

7. Ask About Car Insurance Discounts

Who doesn’t want to save money on car insurance each month? There are plenty of ways you can save just by asking your car insurance company. They might offer a discount if you’re over a certain age, have a good driving record, or even if you’re married.

Have a driver who’s in school? They might be eligible for discounted rates based on their good grades. Now that gets an A+ in our book. Connect with an Endorsed Local Provider to see if you’re getting the best insurance rates.

8. Abandon Your Cart

No, we’re not talking about leaving a shopping cart abandoned in the middle of the parking lot (and really, why would you do that?) We mean abandon your online cart and cross your fingers for a discount!

According to Baymard Institute, almost 70% of online shoppers abandon their online shopping cart.(1) Knowing that, businesses are always looking for some way to lure you back in and get your business. Many online retailers will email you a 10–20% off coupon to encourage you to finish the check-out process.

Next time you’re planning an online purchase, go through all the steps (be sure you’ve already given them your email) and then close the page right before they ask for your payment information. In a little while, you might have an extra discount waiting in your inbox. Patience pays off!

9. Pick up in Store to Save on Shipping

Nothing sours an online sale or discount like getting hit with a hefty shipping cost.

Baymard Institute found that 60% of online shoppers abandon their online shopping cart because the shipping is too high.(2) If your retailer offers a "pick up in store" option, go for it! Sure, it’ll cost you some gasoline to get there and back, but you’ll be saving that needless shipping cost!

10. Check for Employee Discounts

Check with your employer to see if they offer a discount on a specific cell phone provider, or reimbursement for getting your fitness on. If so, find out what you need to do to take advantage of this awesome benefit. Plenty of companies offer their employees a break with these kinds of group incentives. It never hurts to ask—especially if you end up saving a little extra dough.

Of course, these aren’t the only ways to land a discount. Keep your eyes peeled for other discounts you might be overlooking. And remember, if you’re trying to trim your budget or get your savings to grow faster, every little bit helps!

Keep track of all your savings along the way and celebrate your wins with our free budgeting app EveryDollar! Creating a budget has never been easier. Get started today!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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