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Watch Now: Reset your money in 2021.

6 Tips and Tricks for the Smart Shopper

Psssst! Hey . . . wanna know the secrets to saving a lot of money when shopping? Then you’ve come to the right place.

You can save serious cash by planning your purchases and being aware of the games retailers play. Knowing all of this can give you a big spending advantage.

Ready for the inside scoop? Check out our helpful tips for being a smart shopper.

1. Don’t buy the latest and greatest—wait

Many people want to get the newest mobile device as soon as it comes out, and that means they’ll pay top dollar for it. Instead, if you’re willing to go without the latest phone or tablet for a year or two, you can upgrade from your current model to a more recent one without paying release-day price.

2. Purchase end-of-season clothing

You can find huge markdowns on clothing prices—sometimes 75% or more—when the season for those clothes is almost over. Retailers slash prices to get rid of things like swimsuits in September, shorts in November, or sweaters in April. If you’re willing to wait a few months between buying clothes and wearing them, you’ll score serious savings multiple times a year.

3. Be observant of your surroundings

Stores are designed to get you to spend money. Their strategies are subtle but effective. Did you know most grocery stores put colorful, fresh produce near the entrance to get you excited about shopping? And clothing retailers have their own tricks. They know many people head toward the right side of the store first—so store owners put brighter lights, louder music and more expensive items on that side.


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Don’t fall for any of it. Have a plan when you walk through the door. Go straight to the items you want, grab them, pay for them, and get out. That way, you won’t be dazzled into overspending or buying something you didn’t budget for.

4. Shop at estate sales

Looking for a one-of-a-kind coffee table at a budget-friendly price? Stop by an estate sale to see what you can find. You can get great deals on things like furniture, specialized antiques and unique home furnishings of all sorts! These pre-loved items are often older, which means they were likely made of quality materials and meant to last for the long haul.

And, you can get the best bargains by shopping during the final hours of an estate sale. At that point, the seller is probably desperate to unload whatever is left so they aren’t stuck with it. Throw out a low offer to see if you can save even more cash. Finding an awesome deal will make it worth the effort!

5. Take advantage of grocery services

Picture this: Knowing exactly what your grocery bill total will be, and not having to set foot in the store. Heaven, is that you? Do some research to see if your local grocery store offers free online ordering and pickup. Not only will this save you valuable time, but it could also cut down your chances of overspending.

6. Timing is everything

Most people leave for vacation on Friday, stay a week, and return on Sunday. The travel industry knows this, which is why you pay more on certain days and months.

Instead of doing that, alter your timeline and get a deal. Purchase plane tickets to fly out on Tuesday, Wednesday or Saturday to take advantage of lower prices. Also, check to see when rental prices are lowest and plan your vacation around those times if possible. Try to get a discount by price matching your favorite locations. Those reduced travel expenses can make the getaway extra sweet.

Smart shopping involves being savvy and creative with your spending. A little bit of extra effort can save you tons of money. After all, having more money can take a lot of stress out of everyday life—and that’s no secret.

Resist the temptation to overspend by managing your money well with Dave’s easy-to-use cash management envelope system. See how it can work for you by ordering today!

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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment