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5 Unique Ways to Get Out of Debt (No, Delivering Pizza Isn't Listed)

So you’re ready to be debt-free, huh?

Great decision!

Along the way, you might need a little extra motivation or a few new ideas to help you make some more income and dump some more debt. You know the old tried-and-true methods—deliver pizzas or take on a newspaper route—but what are some more modern ways to get out of debt?

Check out Lyft

You might not be able to make a full-time living driving Lyft, but you definitely can make a nice bit of extra income. The best part about it is that you make your own schedule. So if you want to earn a few dollars in the evening, just turn on your GPS and wait to get “pinged” by a potential customer. You can drive around town for a couple of hours and make good money while you’re at it.  

Use Your Talents to Make Some Stuff

Are you a programmer? Do some research and make an iPhone app that meets a need in the marketplace. Do you love to sew? Make some money out of your hobby by opening an Etsy shop and showing off your crafts. Into woodworking? Well, you can make a lot of money by building a nice, refurbished wood table.

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How fast can you pay off your debt? Find out with the Debt Snowball Calculator.

Related: How to Make Extra Money Doing What You Love

Frequent the Weekend Yard Sales

Ever watched those shows about “flipping” houses? Well that’s usually a bad idea if you don’t really know what you’re doing. But “flipping” an old chair by cleaning it up and reupholstering it? Or cleaning and polishing up an old chandelier? Now that’s one way to make a little money. Buy nice, discounted stuff at local yard sales, clean it up, then sell it on eBay or Craigslist. With a little bit of effort, you could make a good bit of money.

Learn Something New

What have you always wanted to do but never had the opportunity to make happen? Now’s your chance. With a little patience, you could turn that passion into a way to make money in your free time.

Consider Bartering

What if you offered to paint and fix up your apartment in return for a free month of rent, then put that rent money toward your debt? Or maybe you could do the landscaping at a local business for free goods? You’re only limited by your imagination.

When you’re passionate about dumping debt, you’ll be willing to do whatever it takes to be debt-free. Whether you choose deliver pizzas, drive Uber, or come up with something totally new is entirely in your hands.

When you’re passionate about dumping debt, you’ll be willing to do whatever it takes to be debt-free.

The important thing is that you’re willing to make the sacrifices to get there. Enjoy your debt-free journey!

Need a way to keep all this extra cash you’re making from being used for other categories besides debt? Check out our free budget app EveryDollar.com to help organize and track your extra income.

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners.

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Kick off your money reset with our FREE livestream! You’ll learn how to turn small wins into big results.
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