budget

5 Questions to Ask Before Buying a Gift

3 Minute Read

When you think about Christmas shopping, what comes to mind? Does the thought of heading to the mall during the busiest shopping time of the year fill you with stress? Or are you an eager planner who’s had their Christmas list planned out since January of last year?

It’s always important to have a budget for those Christmas gifts, but have you really thought about what you’re buying and who you’re buying it for? Here’s some questions to ask yourself before you put that item in your cart:

Will I regret buying this in a month?

It’s easy to get carried away during such a festive time of year (and not to mention all the sales), but the worst thing you can do during the Christmas season is borrow money to buy a gift. If you’re going into debt for Christmas, you’re overdoing it. Be reasonable! Your spouse might love that shiny new SUV with a big red bow on top, but it’s not worth the $40,000 of debt you’re both now in.

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Does this gift make sense?

Now is not the time to give a political or religious gift to your cousin with a differing stance (no matter how wrong you think they are). Stop and ask yourself what your real intention is. Are you giving it in love and the spirit of Christmas? Can you really picture their face lighting up when they open it? If the answer is no, get something else, and save your opinion for later in the year.

Am I getting the best deal?

It never hurts to spend some time scoping out shops and comparing prices to make sure you’re not overspending. Online shopping has become the most efficient way to shop, and it couldn’t be easier. You owe it to yourself (and your wallet) to do a quick online search to look for a better price on that new toy or electronic.

Why am I buying this gift?

In other words, are you buying it because you feel like you have to? Or is it because you just really want to do something nice for the other person? If you’re simply going through the motions and buying out of obligation, maybe it’s time to take reevaluate your intentions. If you’re budget is stretched thin, take a minute to reevaluate how many people are on your gift list.

Is this gift really useful?

That’s a nice tie, but your brother wears a tie about once every five years. And that birdfeeder? Your sister-in-law lives in a fifth-floor condo.

The best gifts are often the unexpected items that make someone’s everyday life a little brighter. Do a little search on their social media and see what they’re interested in lately! If your brother travels for work and constantly deals with long security lines at the airport, why not gift him the amount to buy a TSA PreCheck? Or if your sister has mentioned how much she’d love to treat herself to a massage, get her a gift certificate to a spa.

It all comes down to appreciating the joy of giving. When you take the time to think about the person you’re giving to, it enables you to make a lasting difference in their life (even if it’s a small one).

This holiday season, give someone a gift that show you care about them and their future. Our $10 Sale is happening now in the online store. Get a great gift that’s perfect for them and your budget!

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