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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

All Topics

Many already know

Josh wonders how he can convince his fellow millennials that government isn't the answer to everything. Dave explains he thinks many millennials already know this.

Two extremes

Alan's mom has a big problem, and he's not sure how to handle things. Dave talks Alan through a tough situation involving theft and a family member.

It's a gimmick

Steve asks Dave about a new supplemental insurance that covers layoffs. Dave thinks it's just a gimmick. He advises Steve to self-insure for things like this with an emergency fund.

More than one?

Brian asks Dave if it's possible to open more than one Roth IRA account. Dave explains that it is, and he gives Brian a little more information about the Roth IRA.

They don't want to make it easy!

Rob asks Dave if there's a reason it's difficult to close out credit cards online. Listen as Dave gives him the reason, along with a detailed explanation of just how hard these companies work — and how much money they spend — to get and keep customers.

Debt and income crisis

Bill has a lot debt, and little income, as he finds himself starting over financially in life. He asks about using a consolidation company, but Dave urges him to stay away from those types of things.

Boss says get a credit card

John's new job requires him to pay for company expenses out of his own pocket. He will be reimbursed each month, but John doesn't like this way of doing business. Dave offers some advice, and gives his take on how company expenses should be handled.

Rent-to-own? Nope!

Josh wants to know how Dave feels about rent-to-own purchases. He quickly learns Dave doesn't like them on any level.

Renting to family

Katherine wonders if it's a bad idea to rent to family members. Dave says these situations can work out well, provided both parties understand the business relationship in advance.

Well done, sir!

John plans on retiring this year, and he asks Dave for advice on his investment portfolio. Listen as they discuss John's accomplishments, the market, and Dave's investing philosophy.