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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

Saving

School Cost Versus Salary

Sarah and her husband have $35,000 in debt. Sarah wants to go to school for a better education and a better job. Dave recommends looking into the cost of the school and potential salary before pursuing it.

No CDs for Kids

Abe asks if it is a good idea to start a CD account for his two small children. Dave says no.

Extravagant Giving Foolish Spending?

Linda and her husband have several hundred thousand dollars in savings. They pay for their children and grandchildren to visit during Christmas each year. Her mom thinks it's foolish spending. Who is right?

Are Extended Warranties a Good Idea?

Laura recently traded in a pickup truck for a new pickup truck. She purchased an extended warranty, and Laura feels like that was a mistake. Dave advises her to cancel it right away.

Put Limits on Wedding Spending

Joe is on Baby Step 2 and has $33,000 left to pay off. One of his daughters is getting married in about a year. How does this fit into the Baby Steps?

Nobody Ever Saves Enough

Jonathan asks what happens to the money in an ESA if a child gets a scholarship and no longer needs the money. Dave explains.

Pre-Retirement Cash

Colleen and her husband are moving across the country in the spring. They aren't sure if they should put money into savings or retirement. Their short timeline factors into Dave's answer.

Dramatic Decision-Making

Lee Ann and her husband need to replace a rotting back door. It will be a $10,000 home improvement project to repair and protect the house from rotting. Where do they find the money for this?

From Black Book to Blue Book

Reese went to trade in his truck and was told by the dealer that they use the Automotive Black Book. Reese has never heard of it and wonders if it's another "gotcha" from the dealer. Dave breaks it down for him.

Get a FREE Customized Plan for Your Money!

Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Assessment

Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment