Interrupter CheckmarkInterrupter IconFacebookGoogle PlusInstagramGroupRamsey SolutionsTwitterYouTubeExpand MenuStoreCloseSearchExpand MenuBackStoreSign in
Skip to Main Content

Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

Saving

Will the Government Take It?

Barry has a five-year-old daughter and wants to start a 529 for her. However, he is concerned that the government might seize the 529 assets in order to pay off debts and give people treasury bonds instead.

How Can I Find Money for Dental School?

Tom's son has applied to dental school, and the first year will be about $77,000. Tom wants his son to graduate with no debt and plans to help him. How do you approach this kind of graduate school?

When Is It Okay to Buy a Dream Car?

Rick wants to buy a collectible car. However, Rick is in college and paying cash for school. He has about $2 million in investments. The car is $10,000. Dave tells Rick to buy it.

Middle of the Storm

Susan and her husband have $6,000 in debt and some savings. They had a baby with some serious birth defects. Susan is unable to return to work. Dave recommends hanging on to the savings for the time being.

School's on the Horizon

Erin's husband is leaving his full-time job in a year so that he can attend school full time. Once they complete Baby Step 3, should they move to Baby Step 4 or continue saving?

Where Do Kids Fit In to the Baby Step Plan?

Joel says his wife really wants to be a mom and would like to start planning for that. Joel wants to wait a little longer and build up their emergency fund before taking that step. Who's right?

Take Care of College

Lou and his wife have $55,000 in individual stocks they want to move. They have four kids, and the oldest will leave for college in five years. Should they pay off the house or put the kids through college?

Get a FREE Customized Plan for Your Money!

Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Assessment

Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment