Count the Company Match?

Ben in Kentucky asks if you should count your company match toward the 15% of retirement contributions.

QUESTION: Ben in Kentucky asks if you should count your company match toward the 15% of retirement contributions. Dave says you can but he wouldn’t.

ANSWER: You can, but I prefer you don’t. I prefer you put in 15% and the company match just makes it that much sweeter. Then, if people don’t have a match, they’re putting in 15%. It’s all good. I definitely would do that.