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Ask Dave

Pension Included in 15% for Retirement?

QUESTION:
A listener asks if retirement pension plans through an employer should be included in the 15% retirement savings Dave recommends.

ANSWER:


Read what Dave says:
You should save 15% of your income for retirement.  Matches aren’t included in that, pension plans aren’t included in that – it’s 15% of your income.  If you get a match, a pension, and if Social Security sticks around long enough that’s great; but you should not depend on any of that for your retirement savings.

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